On average, your neighbors pay $77 a month.See Your Rates
At first glance, Pflugerville, Texas, seems pretty quaint. Look a little closer, though, and it’s clear this is a bustling city too. That’s helped by the fact that its population is 50,000 and growing. Plus, it’s located just 15 miles from Texas’ capitol, Austin.
One blemish on Pflugerville’s otherwise beautiful record as a great place to live: car insurance rates here can be higher than the average because of I-35’s traffic congestion.
How much is car insurance in Pflugerville, TX? Car insurance in Pflugerville can be expensive. Most of Texas has higher than normal car insurance rates. The average cost of auto insurance in Texas is $934.22 per year. The national average cost is $889.01.
Prices will vary depending on your limits, coverage, driving record, and zip code.
|Total Cost Per Year||$934.22|
|Price Per Month||$77.85|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average Texas auto insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, car insurance rates in Texas increased from $808 in 2011 to $934 in 2015, a jump of $125, or 15.48 percent.
QuoteWizard helps consumers compare quotes from both top national companies and local agents. Comparing quotes can help you find cheap car insurance rates near Pflugerville, Texas and and save up to 40% on your premium.
In fact, last year 1,334 people used QuoteWizard to compare auto insurance quotes in Pflugerville, TX from multiple companies and find the cheapest rates.
Here are the most common car insurance companies reported by QuoteWizard users living in Pflugerville, Texas last year. Only 47 were not insured when they requested a quote.
Other popular car insurance companies serving Pflugerville, Texas: AIG, Allied Group, Country Financial, Erie, Hartford, MetLife, Safeco, and Travelers.
These are the most common car makes and models owned by Pflugerville, TX drivers who requested quotes through QuoteWizard last year.
Pflugerville, Texas has a minimum liability coverage requirement known as the 30/60/25 rule. This means each policy must include at least:
Driving conditions like weather and traffic congestion can influence your insurance rates.
Weather in Pflugerville tends to be hot and humid, especially in summer. High temperatures regularly hit 100 degrees during the hottest month of the year. Also, residents enjoy around 231 sunny days annually. On the other hand, this area also sees a lot of thunderstorms, hail, and flash floods. Not only do these adverse conditions damage roads and vehicles, but they negatively impact car insurance rates too.
TRIP reports that Austin drivers waste as much as $706 a year on fuel, time, and car repairs due to the large number of potholes and ruts, as well as the rough street conditions. Also, 28% of the region’s major roads are in poor condition and need immediate repair. Another 62% of roadways are rated mediocre. Because Pflugerville is located only 15 miles away from Austin, the two cities have similar road conditions.
On a related note, Pflugerville drivers are used to dealing with potholes thanks to the area’s heavy rains. To report a pothole to Public Works, call 3-1-1 or download the app on your smartphone.
Traveling along I-35 can be stressful for people commuting from Pflugerville to Austin. This highway sees a lot of traffic congestion between US-290 and SH-71, which is the direction most take to get in and out of Austin. According to a report by the Texas Department of Transportation, congestion on this roadway costs drivers $201 million each year.
According to TomTom's annual traffic index report, Austin is the 21st worst city in the US for traffic congestion. The average driver spends an extra 30 minutes per hour and 115 hours a year stuck in traffic during rush-hour commutes that last at least 60 minutes.
Moving violations like speeding, failure to yield, or drunk driving will go on your driving record and make your car insurance very expensive.
The City of Pflugerville Municipal Court website allows you to pay traffic citations, tells drivers how to request a dismissal, and provides other helpful traffic court information.
If you've been convicted of a DWI and need to obtain an SR-22 form, request a quote. We will connect you with local insurance agents from top insurance companies that specialize in Pflugerville DWI insurance.
Pflugerville officials reported 754 car crashes in 2016. These crashes resulted in 297 injuries, 13 of them incapacitating.
Pflugervilley reported 49 crashes involving alcohol or drugs in 2016. These accidents involving impaired drivers caused 14 injuries but no fatalities.
Pflugerville experienced three fatal collisions in 2016 resulting in three deaths in motor vehicle crashes.
This works out to a fatality rate of 5.06 per 100,000 residents. All traffic deaths are a tragic loss, and considering Pflugerville's estimated population of 59,245, this is one of the nation's safer cities in terms of traffic fatalities.
Pflugerville reported 30 vehicle thefts in 2016. This is a rate of 0.53 per 1,000 residents, well below the national rate of 2.20 stolen cars per 1,000 people.
If you want to find cheap car insurance, discounts are one of the best ways to lower your insurance rates. Below are only some of the car insurance discounts available to driver in Pflugerville, TX. Get a free quote to find out which discounts you may qualify for.
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