On average your neighbors pay $70 a month.See Your Rates
Located on the scenic coast of Southern California and home to California's Strawberry Festival, Oxnard's roads are traveled by residents and tourists alike. Whether you live in Oxnard or are just visiting, get a quote today and make sure you'e covered while traveling on Highway 101.
How much is car insurance in Oxnard, CA? Poorly maintained roads, and a high motor vehicle theft rate means that average car insurance rates in Oxnard are much higher than the national average. The average cost of auto insurance in California is $841.45 a year. The national average cost is $889.01.
Prices may vary depending on limits, coverage, and the total number of claims filed in your zip code.
|Total Cost Per Year||$841.45|
|Price Per Month||$70.12|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the most recent year California's rate data is available. According to the III, California car insurance rates increased from $740 in 2011 to $841 in 2015, a jump of $101, or 13.66 percent.
QuoteWizard helps consumers compare quotes from both national car insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Oxnard and save up to 40% on your premium.
Last year, 3,090 people used QuoteWizard to compare car insurance quotes in Oxnard, CA from multiple companies to find the best rates.
This is our list of the most common car insurance companies reported by QuoteWizard users in Oxnard, CA last year.
This is our list of the most common car makes and models owned by Oxnard drivers requesting quotes through QuoteWizard in the past year.
Drivers in Oxnard, California must follow the 15/30/5 minimum liability coverage rule. This rule requires drivers to maintain policies that include at least:
According to a recent report published by Allstate Insurance, when it comes to safe driving, Oxnard, CA ranked 70th out of 200 cities. While most US drivers go ten years without having an accident, drivers here are involved in crashes every 9.1 years.
Major factors that can influence insurance rates are weather, driving, and road conditions.
Oxnard residents enjoy a Mediterranean climate with warm, dry summers and mild winters. The city gets very little precipitation averaging only 15.22 inches a year with nearly all of it occurring between December and March.
TRIP reports that 48 percent of the major roads in Oxnard are in poor condition. Another 31 percent are mediocre. These poorly maintained, pothole-filled streets are costing drivers $852 a year in extra vehicle operating costs.
Moving violations such as failure to stop, drunk driving, speeding tickets, and accidents can add points to your driver's license. You could end up with a bad driving record and higher insurance rates. These points can remain on your record for up to three years. Should you get too many of these points added in a short period and your insurer finds out, they may consider you a risk. They could even switch your status from preferred to non-standard and make you buy a high-risk insurance policy.
The Superior Court of California County of Ventura traffic website allows residents to pay traffic tickets. It also tells drivers how to contest tickets, and provides helpful traffic court information.
According to the California Office of Traffic Safety (OTS), Oxnard arrested 440 drivers for suspicion of driving under the influence (DUI), in 2013.
A DUI conviction may require you to obtain an SR-22 form. Request a quote and we'll connect you with local agents from top companies that specialize in Oxnard DUI insurance.
Oxnard experienced ten deaths in motor vehicle crashes in 2013. This works out to a fatality rate of 2.46 per 100,000 residents. All traffic deaths are a tragic loss, but considering Oxnard’s estimated population of 203,007, it’s is a safe city in terms of traffic fatalities.
Oxnard Police recorded 845 vehicle thefts in 2016, a rate of 4.08 per 1,000 residents.
If you want to find affordable car insurance, discounts are one of the best ways to lower your rates. Below are only some of the car insurance discounts available to drivers in Oxnard, CA.
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