On average your neighbors pay $58 a month
Overland Park is the second largest city in Kansas, with almost 200,000 people. If you’re looking to compare car insurance quotes in Overland Park, KS, QuoteWizard can help. This page covers Overland Park’s driving laws, insurance rates, best insurance companies, and more.
How much does car insurance cost in Overland Park, KS? Drivers here are better off than the rest of the country. Average car insurance in Kansas only costs $698.45 per year. The national average price is $889.01.
Your exact rate may vary based on your zip code, driving history, coverage levels, and more.
|Total Cost Per Year||$698.45|
|Price Per Month||$58.20|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the average Kansas insurance rates from 2011 to 2015. This is the most recent data available. The Insurance Information Institute shows Kansas car insurance increased from $626 in 2011 to $698 in 2015. This is a jump of $72 dollars, or 11.59 percent.
QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. QuoteWizard can help you find cheap car insurance rates near Overland Park, Kansas and save up to 40% on your rates.
Last year, 4,781 people used QuoteWizard to get an compare car insurance quotes in Overland Park, KS from multiple companies to get the cheapest rates.
These are the most popular car insurers reported by QuoteWizard users in Overland Park, Kansas. Of them, 588 people were uninsured when they requested a quote.
These are the most popular makes and models owned by Overland Park, KS QuoteWizard users last year.
Overland Park, Kansas requires all its drivers to carry minimum liability coverage. The minimum is 25/50/10. This means your policy must include:
Also, Kansas requires drivers to have the following injury protection coverage:
Simply put, minimum coverage is not enough. While it’s great to save money with the lowest possible monthly rates, a minimum coverage policy will cost you more if you have an accident. Why? It only pays for damages you cause to other drivers. It doesn’t pay for any of your damages. And it’s easy to exceed those liability levels after an accident. That’s why we recommend the following coverage:
Insurance is more expensive in areas with a history of accidents. How does Overland Park size up? A QuoteWizard study ranked state drivers from best to worst. According to our data, Kansas came in as 13th worst driving state.
Factors such as weather, road conditions, and traffic can affect your insurance rates. The riskier your driving conditions, the higher your premium can be.
Overland Park in the winter can be dangerous when driving. Snow can reduce visibility and ice can affect your traction, both common causes for crashes. Overland Park gets 41 inches of rain per year on average. This is only two inches above the national average.
Overland Park has taken extensive steps to repair and upgrade their roadways and bridges. Poorly maintained roads put undue stress on cars, often resulting in extra upkeep costs for your car.
The Metcalf Corridor is a four-lane roadway that runs through the center of Overland Park. Current projections show traffic congestion will continue to rise over the next two decades
Citations and at-fault accidents can affect your driving record. Drivers with tickets and accidents on their record pay more for car insurance.
Overland Park Police issued 17,968 moving violations in 2017.
Kansas drivers with a suspended license due to DUI must file an SR-22 form. You are required to carry the SR-22 for 36 straight months. If you fail to renew your SR-22 15 days before expiration, the DMV is notified and your license is suspended.
Drivers pay more for insurance in areas with high accident rates. In 2016, Overland Park police reported 4,385 crashes.
Overland Park reported seven fatal crashes in 2016.
Drivers in high car theft areas pay more for car insurance. Overland Park Police reported and estimated 11 42 auto thefts in 2017.
Are you looking for affordable car insurance? Discounts are one of the best ways to lower insurance rates. These are some of the many auto insurance discounts Overland Park drivers can use. Get a quote and find out what discounts you qualify for.
Looking for ways to get a discount? Overland Park drivers have many options:
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