On average your neighbors pay $103 a month.See Your Rates
New Rochelle has so many things for residents and visitors alike to uncover. A few examples: the old-fashioned architecture that fills its neighborhoods, the city’s historic district, and the waterfront that offers all kinds of outdoor adventures.
Uncover everything you can about New Rochelle, and let QuoteWizard help you uncover the cheapest car insurance rates.
How much is car insurance in New Rochelle, NY cost? Residents shouldn't be surprised to learn insurance costs more here than it does in many other parts of the US. Average insurance rates in New York are higher than the national average. The average cost of auto insurance in New York is $1,234.84 per year. The national average price is $889.01.
Prices vary depending on driving history, age, gender, coverage, type of car, and zip code.
|Total Cost Per Year||$1,234.84|
|Price Per Month||$102.90|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average New York insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, New York car insurance rates increased from $1,111 in 2011 to $1,234 in 2015, a jump of $123, or 11.12 percent.
QuoteWizard helps consumers compare insurance quotes from both national companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near New Rochelle, New York and save up to 40% on your premium.
Last year, 883 people used QuoteWizard to compare auto insurance quotes in New Rochelle, NY from multiple companies to find the lowest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users living in New Rochelle, New York last year. Of those users, only 37 were uninsured.
Other popular New Rochelle, NY car insurance companies: Esurance, Farmers, AIG, USAA, Safeco, American Family, Amica, Country Financial, Erie, Allied Group, and Allstate.
These are the most common car makes and models owned by New Rochelle, NY drivers requesting quotes through QuoteWizard last year.
New Rochelle, NY has a minimum coverage requirement known as the 25/50/10 rule, which means each policy must include at least the following three components:
Driving conditions like weather and traffic congestion can influence your insurance rates.
New Rochelle offers residents warm summers. Not only that, but it provides them with as many as 200 days of at least partial sunshine each year. It rains now and then, but it’s not too bad. Just 106 days see some amount of precipitation annually. Snow is common, though, and about 33.8 inches of it falls in an average winter.
According to a recent TRIP study, 38% of New York’s major roads are in poor condition. Another 42% are in mediocre or fair condition. These rough and worn streets cost drivers throughout the state $6.3 billion annually.
According to TomTom's annual Traffic Index report, New York City has the third-worst traffic congestion in the US. The average commuter spends an additional 33 minutes per hour and 128 hours a year stuck in traffic during peak commute times (for commutes of 30 minutes). Being so close to NYC, New Rochelle residents often deal with the same conditions. Thankfully, New York has a stellar public transportation system.
Some of the moving violations that will give you a bad driving record and raise your insurance rates: speeding tickets, running red lights, following other vehicles too closely, and drunk driving.
New Rochelle police issued 7,436 traffic citations in 2016. That’s a 4% increase from the 7,411 citations issued in 2015.
The State of New York DMV website:
New Rochelle police arrested 140 drivers for suspicion of DWI in 2016.
A DWI conviction will require you to obtain an SR-22 form. To get the lowest rate for the most expensive type of coverage, get a quote and compare rates from top companies that specialize in New Rochelle DWI insurance.
New Rochelle reported 883 car crashes in 2016 resulting in 604 injuries and one fatality.
New Rochelle residents reported 63 motor vehicle thefts in 2016. That’s a rate of .62 per 1,000 residents. The national average is 2.16 per 1,000.
Are you looking for affordable car insurance? Discounts are one of the best ways to lower your rates. These are some of the many auto insurance discounts available to drivers in New Rochelle, NY depending on your carrier. Get a quote and find out which discounts you qualify for with your current or multiple insurance companies.
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