On average your neighbors pay $70 a month.See Your Rates
Moreno Valley’s motto is “People, Pride, Progress.” If you’re looking to make some progress in getting a great deal on car insurance, QuoteWizard can help.
How much does car insurance cost in Moreno Valley, CA? California, on average, has expensive car insurance. But rates vary throughout the state, and Moreno Valley’s rates are relatively cheap. Average car insurance in Moreno Valley costs $841.45 per year. The national average price is $889.01.
Rates may vary depending on your driving record, insurance history, credit score, and more.
|Total Cost Per Year||$841.45|
|Price Per Month||$70.12|
|Source: Facts + Statistics: Auto insurance|
The graph below shows average rates in California from 2011 to 2015. This is the most recent data available. The Insurance Information Institute found that Moreno Valley car insurance increased from $740 in 2011 to $841 in 2015. This is a jump of $101 dollars, or 13.66 percent.
Buying car insurance in Moreno Valley can be a long process. Let QuoteWizard help you compare rates from top insurance companies. In just a few minutes you can and save time and money on your premium.
Last year, 869 drivers used QuoteWizard to compare car insurance quotes in Moreno Valley, CA from multiple companies to find the cheapest rates. Of them, 447 were uninsured at the time.
These are the most popular auto insurance companies reported by QuoteWizard users in Moreno Valley, California last year.
These are the most popular makes and models owned by QuoteWizard users in Moreno Valley, CA.
Per state law, Moreno Valley, California drivers must carry minimum liability coverage. The minimum is 15/30/5. This means your policy must include:
Minimum coverage may look like a good way to go, because it’s so affordable. But it’ll cost you if you have an accident. Minimum insurance doesn’t include collision or comprehensive coverage.
And it’s easy to exceed your liability limits after an accident. Because of that, we recommend the following coverage:
Insurance is more expensive in areas with a high rate of accidents. How does Moreno Valley fare? QuoteWizard ranked state and city drivers from best to worst. According to our data, California ranks number one for states with the worst driving.
Factors such as weather, road conditions, and traffic can affect your insurance rates. The riskier your driving conditions, the higher your premium can be.
Moreno Valley’s warm weather shouldn’t cause too many dangerous driving conditions. But as part of the Greater Los Angeles area, the city does suffer from traffic and constrained roads. Moreno Valley is currently undergoing extensive projects to improve the quality of their streets and decrease traffic congestion.
Citations and at-fault accidents affect your driving record. That’s why car insurance for people with tickets and accidents costs quite a bit more. If you have too many incidents on your record, you may need to buy high-risk car insurance. Some companies refuse to cover high-risk drivers.
California uses a points system to regulate speeding. If you get pulled over for a moving violation, that’s one point on your record. Other infractions carry their own point penalty. If you get:
The CA DMV will suspend your license for 6 months. A speeding ticket in Riverside County will cost you at least $238. This will also raise your auto insurance rates.
A DUI can hurt your insurance rates. Our study found that drivers with a DUI pay an extra $830 per year for car insurance. In 2015, the most recent data available, Moreno Valley police made 441 DUI arrests.
California drivers with a suspended license due to DUI must file an SR-22 form. You are required to maintain the SR-22 for at least three years. If you’re an uninsured driver and have an accident, it could be four years.
Drivers pay more for insurance in areas with high accident rates. In 2017, Moreno Valley police reported a total of 1,051 collisions.
Drivers in high car theft areas pay more for car insurance. Moreno Valley Police reported 1,107 auto thefts in 2017
Are you looking for affordable car insurance? Discounts are one of the best ways to lower insurance rates. These are some of the many auto insurance discounts Moreno Valley drivers can use. Get a quote and find out which discounts you qualify for.
Looking for ways to get a discount? Moreno Valley drivers have many options:
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