On average your neighbors pay $67 a month.See Your Rates
With a population of around 43,500, Moline is the ninth most populous city in Illinois. A part of the Quad Cities metropolis that also includes Rock Island, Illinois, as well as Davenport and Bettendorf in Iowa. Combined, the area serves as the home base for 380,000 people.
That means a lot people in and around Moline are on the road at any point in time. This kind of traffic can cause and increase in your car insurance premium. To keep them low, shop around for the cheapest rates.
How much is car insurance in Moline, IL? Rates here can be expensive. Many drivers pay higher premiums than the state and national average. The average cost of auto insurance in Illinois is $803.64 per year. The national average price is $889.01.
Prices will vary depending on your driving record, the type of car you drive, your coverage limits, and the number of claims filed in your zip code.
|Total Cost Per Year||$803.64|
|Price Per Month||$66.97|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in Illinois' average insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Illinois car insurance rates increased from $727 in 2011 to $803 in 2015, a jump of $76, or 10.49 percent.
Let QuoteWizard help with this. We connect consumers to national insurance companies and local agents so they can compare quotes. Comparing quotes can help you find cheap car insurance rates near Moline, Illinois and save up to 40% on your premium.
Last year, many people used QuoteWizard to compare auto insurance quotes in Moline, IL from multiple companies.
This is our list of the most common car insurance companies reported by many QuoteWizard users in Moline, Illinois, last year.
These are the most common car makes and models owned by Moline, IL drivers who requested quotes through QuoteWizard last year.
Moline, Illinois, has a minimum liability coverage requirement known as the 25/50/20. This rule means each policy must include at least:
Driving conditions like weather and traffic congestion are factors that can influence Moline insurance rates.
Moline, IL tends to have long, hot summers and little to no dry season. Still, weather conditions that can affect your driving, like rain and snow, are common. On average, residents see around 115 days with measurable precipitation annually. Also, they have to deal with 37 inches of rainfall and 33 inches of snowfall in an average year.
According to Tripnet.org, 67 percent of the major roads in Illinois are in poor or mediocre condition. These poorly maintained roads costs drivers $4.4 billion or $540 per motorist in extra vehicle operating costs per year. These costs are a direct result of driving on rough roads that can damage cars and contribute to car accidents.
Some cities have tried to make reporting and repairing potholes fun for the community. Moline has a pothole contest, and the resident who reports the biggest one gets a prize. This year's prize was a $50 gift card. Visit the city’s site for more information on the Pothole Contest.
If you need to report a pothole in Moline, call the Pothole Hotline at 309-524-2407 or fill out a request online.
Moving violations like speeding tickets, accidents, running a red light, and drunk driving will give you a bad driving record and can flag you as a high-risk driver. This will lead to higher insurance rates.
The Winnebago County Clerk of the Circuit Courts website allows residents to pay traffic tickets and review information related to resolving tickets.
According to AAIM, 278 drivers were arrested for driving under the influence (DUI) in Winnebago County in 2015.
A DUI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Moline DUI insurance.
The City of Moline reported 19 motor vehicle thefts in 2015. That’s a low theft rate of 0.45 per 1,000 residents. This is much lower than the national average theft rate of 2.16 per 1,000 people.
Discounts are one of the best ways to lower your insurance rates. These are some of the auto discounts available to drivers in Moline, IL depending on what's offered by your carrier.
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