On average your neighbors pay $98 a month.See Your Rates
If you’re into fossils, you’ve definitely heard of Melbourne, Florida. In the 1920s, mammoth bones were found along Crane Creek. Later, bones from mastodons, saber-tooth cats, and many more animals were also found. Nearby, at the Melbourne Golf Course, they found bones of an ancient human. These bones were crushed, near the teeth of wild animals and a piece of ivory carved by humans. The fossils found in Melbourne have helped scientists complete the story of the ice age that occurred tens of thousands of years ago. They play a pivotal role in the story of human kind.
Since then, actors, senators, athletes, rock stars, and even Kate Upton have grown up in Melbourne. For all they’ve contributed, Melbourne residents deserve to pay lower car insurance rates.
How much is car insurance in Melbourne, FL? The average cost of insurance coverage here is higher than both the state and national average. The average cost of auto insurance in Florida is $1,185.25 per year. The national average price is $889.01.
Prices may vary depending on your driving record and the number of insurance claims filed in your zip code.
|Total Cost Per Year||$1,185.25|
|Price Per Month||$98.77|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in Florida's insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Florida car insurance rates increased from $1,090 in 2011 to $1,140 in 2015, a jump of $94, or 8.68 percent.
QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. QuoteWizard can help you find cheap car insurance rates near Melbourne, Florida and save up to 40% on your premium.
Last year, 2,965 people used QuoteWizard to compare auto insurance quotes in Melbourne, FL from multiple companies and get the cheapest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users living in Melbourne, Florida last year. Of the 2,965 people who requested quotes, 107 were uninsured.
These are the most common car makes and models owned by Melbourne, FL drivers requesting quotes through QuoteWizard last year.
Melbourne, Florida has a minimum coverage requirement known as the 10/20/10 rule. This means each policy must include at least:
Driving conditions like weather and traffic congestion in Melbourne, FL are factors that can influence your insurance rates.
Melbourne, Florida residents enjoy a warm, humid climate. Summers are long and hot. Winters are mild. In an average year, residents can expect 234 sunny days, and around 106 days with measurable precipitation. Melbourne receives an average of 48.9 inches of rainfall a year. It never snows in this area.
TRIP reports that 40 percent of Melbourne's major roads have poor or mediocre pavement conditions. These road conditions costs drivers $421 a year in extra vehicle operating costs. These costs are a direct result of driving on rough roads that damage cars and waste gas because of delays due to congestion. They’re also a factor in car accidents.
Moving violations such as speeding tickets, red light infractions, accidents, and drunk driving can ruin your driving record and raise your insurance rates.
The Melbourne Police Department website allows you to pay traffic citations and tells drivers how to plead not guilty and contest tickets. You can also sign up for driver improvement school.
In 2013, Melbourne Police Department issued 19,178 traffic citations and 659 parking citations.
Getting a DUI can cause all kinds of problems, especially increasing your rates. After your rates go up, legal and financial woes can stick around for months. Brevard County Sheriff’s office provides DUI data and updates via its website. At the end of the day, a DUI can typically cost between $10,000 and $15,000.
A DUI conviction may require you to obtain an SR-22 or FR-44 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Melbourne DUI insurance.
Melbourne police reported 1,864 motor vehicle crashes in 2016, resulting in 1,498 injuries. This a huge increase from the 1,531 reported in 2015.
Melbourne Police reported seven fatal car crashes in 2016. This was a slight improvement from the nine fatalities recorded in 2015.
Melbourne reported 152 vehicle thefts in 2016. This is a rate of 1.90 thefts per 1,000 residents, slightly less than the rate for the US as a whole—2.20 per 1,000 people. With an estimated population of 81,185, this is an extremely low rate.
Are you looking for affordable car insurance? Discounts are one of the best ways to lower your rates. These are some of the many auto insurance discounts available to Melbourne, FL.
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