On average your neighbors pay $104 a month.
Just under 100,000 people call New Jersey's Township of Lakewood home. It’s easy to understand why when you consider some of the community events that have become traditions here. Two of them: The South Jersey Canoe and Kayak Classic and the Lakewood Lions Charity Renaissance.
Both of those celebrations attract visitors from all over—and probably attract new residents too. If that hasn’t sent local traffic—and local car insurance rates—through the roof already, it likely will in the future.
How much is car insurance in Lakewood, NJ? Lakewood has some of the highest insurance rates in the US. Which makes sense because New Jersey has the most expensive car insurance in America. The average cost of auto insurance in New Jersey is $1,265.69 per year. The national average price is $889.01.
Prices will vary depending on several factors including your driving record, limits, coverage, and the number of claims filed in your zip code.
|Total Cost Per Year||$1,265.69|
|Price Per Month||$104.72|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average New Jersey insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, New Jersey car insurance rates increased from $1,186 in 2011 to $1,263 in 2015, a jump of $79, or 6.70 percent.
QuoteWizard helps consumers compare quotes from both top national insurance companies and local agents. Comparing quotes can help you find cheap car insurance rates near Lakewood, New Jersey and save up to 40% on your premium.
Last year, many people used QuoteWizard to compare auto insurance quotes in Lakewood, NJ from multiple companies to find the cheapest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users living in Lakewood, New Jersey last year.
This is our list of the most common car makes and models owned by Lakewood, NJ drivers requesting quotes through QuoteWizard last year.
Lakewood, New Jersey has a minimum coverage requirement known as the 15/30/5 rule. This means each policy must include at least the following three components:
Driving conditions like weather and traffic congestion are factors that can influence your insurance rates.
Lakewood residents enjoy a humid climate with hot summers and no dry season. They can expect around 209 days of full or partial sunshine every year. On the other hand, they also can expect an average of 105 days with measurable precipitation annually. Winters here can get severe, and the township receives about 10 inches of snowfall in a typical year. Those snowy conditions cause slick roads and dangerous driving conditions.
According to TRIPNET, 37 percent of New Jersey's major roads are in poor condition. These pothole-filled roads cost motorists $6.9 billion a year in extra vehicle operating costs. That comes to $632 per motorist.
To report a pothole in your area of Lakewood, contact the Public Works Department at 732-905-3405.
Moving violations such as failure to stop, drunk driving, speeding tickets, and accidents can add points to your driver's license. You could end up with a bad driving record and need to purchase expensive high-risk auto insurance.
The Municipal Courts of Lakewood website allows you to pay traffic tickets and shares information about fines and penalties.
Lakewood Municipal Court resolved 6,776 traffic cases in 2015. That’s an 11 percent decrease from the 7,649 traffic cases resolved in 2014.
Lakewood Municipal Court resolved 190 DWI cases in 2015. That’s a 7 percent drop from the 204 traffic cases resolved in 2014.
A DWI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Lakewood DWI insurance.
Ocean County reported 19,236 car accidents in 2017.
Ocean County also reported 52 traffic fatalities in 2017.
Are you looking for affordable car insurance? Discounts are one of the best ways to lower your rates. These are some of the auto discounts available to drivers in Lakewood, NJ.
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