On average, your neighbors pay $73 a month.
Money magazine named Kirkland, Washington, one of the five best places to live in 2014. In addition to its ideal location near Lake Washington, Kirkland offers residents an impressive array of restaurants, shops, and schools. The residents of such a great city also should have access to cheap car insurance rates, don’t you think?
How much is car insurance in Kirkland, WA? Rates here can be expensive. Many local drivers pay much more than the state and national average. The average cost of auto insurance in Washington is $884.24 per year. The national average price is $889.01.
Prices will vary depending on: your age, gender, car, driving history and the points on your driver's license, and the total number of claims filed in your zip code.
|Total Cost Per Year||$884.24|
|Price Per Month||$73.68|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in Washington's average auto insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Washington's car insurance rates increased from $806 in 2011 to $884 in 2015, a jump of $78, or 9.70 percent.
QuoteWizard helps Kirkland residents compare quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Kirkland, Washington and save up to 40% on your premium.
In fact, last year 846 people used QuoteWizard to compare car insurance quotes in Kirkland, WA from multiple companies and get the cheapest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users in Kirkland, Washington last year. Of the 846 drivers who used QuoteWizard to find rates, only 27 were not insured.
These are the most common car makes and models owned by Kirkland, WA drivers requesting quotes through QuoteWizard last year.
Kirkland, Washington has a minimum coverage requirement known as the 25/50/10 rule. This means each policy must include at least:
Driving conditions like weather and traffic congestion can influence your insurance rates.
Kirkland residents enjoy a Mediterranean climate. That means it’s dry and warm in summer. In addition, the area sees an average of 155 sunny days each year. Winters here tend to be mild but wet. On average, the city receives about 35 inches of rainfall annually. Fortunately, it rarely snows in Kirkland. Average annual snowfall is around 3.1 inches.
Road conditions in the King County area are a big problem for residents. According to TRIP, 42% of its major roads are in poor condition. Insurers here paid out almost $500,000 in pothole claims alone in 2015. These poor street conditions cost local drivers an additional $693 a year due to higher vehicle operating costs, car accidents, and traffic congestion.
Moving violations including speeding tickets, accidents, and drunk driving will add points to your driver's license and give you a bad driving record. These points can remain on your record for as many as three years. If your insurance company discovers them, your rates can go up a lot.
The Kirkland Municipal Court website allows residents to pay traffic tickets, tells drivers how to contest tickets and set hearing dates, and provides other helpful traffic court information.
Kirkland Police arrested 175 adults for suspicion of DUI in 2016.
A DUI conviction may require you to obtain an SR-22 form. Get a quote and we'll connect you with local agents from top insurance companies that specialize in Kirkland DUI insurance.
Kirkland reported 75 crashes involving alcohol or drugs in 2018. These accidents caused ten injuries but no fatalities.
Kirkland officials reported 1,126 car crashes in 2018. These crashes resulted in 96 injuries, ten of them serious.
Kirkland officials reported one fatal traffic collision in 2018. All traffic deaths are a tragic loss, and considering the estimated population of 88,630 Kirkland, WA is a safe city in terms of traffic fatalities per capita.
Kirkland officials reported 226 motor vehicle thefts in 2017. That's a rate of 2.55 thefts per 1,000 residents. This was slightly worse than the national average of 2.37 auto thefts per 1,000 people.
Are you looking for affordable car insurance? Discounts are one of the best ways to lower your insurance rates. Below are only some of the auto insurance discounts available to drivers in Kirkland, WA depending on your insurer.
QuoteWizard.com LLC has made every effort to ensure that the information on this site is correct, but we cannot guarantee that it is free of inaccuracies, errors, or omissions. All content and services provided on or through this site are provided "as is" and "as available" for use. QuoteWizard.com LLC makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.