On average, your neighbors pay $77 a month.See Your Rates
Irving, Texas is unique because of how many companies are headquartered there, such as Chuck E. Cheese’s, ExxonMobil, Kimberly-Clark, La Quinta, Michael’s Stores, as well as a number of manufacturing and financial companies. The Boy Scouts are also based in Irving, as well as Nokia America and BlackBerry America. So, it’s clear that Irving residents work hard, playing a pivotal role in the American economy. For all their hard work, they deserve cheap car insurance rates.
How much is car insurance in Irving, TX? Residents shouldn't be surprised that car insurance rates here are higher than the national average. The average cost of auto insurance in Texas is $934.22 per year. The national average cost is $889.01.
Prices may vary depending on your limits, coverage, and the number of claims filed in your zip code.
|Total Cost Per Year||$934.22|
|Price Per Month||$77.85|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average Texas auto insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, car insurance rates in Texas increased from $808 in 2011 to $934 in 2015, a jump of $125, or 15.48 percent.
QuoteWizard helps consumers compare quotes from national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Irving, Texas and save up to 40% on your premium.
Last year, 5,647 people used QuoteWizard to compare auto insurance quotes in Irving, TX from multiple companies to find the cheapest rates.
These were the most common car insurance companies reported by QuoteWizard users living in Irving, Texas last year. 1,007 users were uninsured when they requested a quote.
Other popular Irving, Texas car insurance companies: MetLife, Safeco, USAA, American Family, Country Financial, Hartford, Texas Farm Bureau, 21st Century, and Infinity.
These are the most common car makes and models owned by Irving, TX drivers requesting quotes through QuoteWizard last year.
Irving, Texas has a minimum coverage requirement known as the 30/60/25 rule. This means each policy must include at least the following three components:
According to a recent report published by Allstate Insurance, when it comes to safe driving, Irving ranked 166th out of 200 cities. While most US drivers go ten years without having an accident, drivers here are involved in crashes every 7.2 years.
Of the 5,647 Irving drivers that used QuoteWizard to request quotes last year, 349 said they had incidents on their driving records.
Several factors affecting your insurance rates are the weather, driving, and road conditions.
Irving's climate is humid subtropical with weather that's hot and humid in the summer, with cool but not bitterly cold winters. May is the wettest month and spring storms can be severe bringing lots of rain, creating slick driving conditions and flooding.
TRIP reports that 40% of the major roads in the DFW-Arlington metro area, which includes Irving, are in poor condition with another 44% rated mediocre. The increasing number of potholes is especially troubling because of the damage they can cause, some of which is severe enough to warrant an insurance claim. According to TRIP, the poor condition of city streets costs local drivers an additional $1,740 a year due to higher vehicle operating costs, car accidents, and traffic congestion.
Irving is ranked together with Dallas as having the 34th worst traffic congestion in the United States. An average driver spends an extra 23 minutes per hour stuck in traffic for every 60 minutes spent commuting during peak hour and an extra 90 hours a year for commutes lasting 30 minutes.
In another study, the Texas A&M Transportation Institute (TTI) ranked Dallas-Irving 11th in the nation for yearly delay per commuter. According to the TTI study, residents spend an extra 53 hours a year stuck in traffic congestion and waste 22 gallons of fuel annually. The total cost per commuter is estimated by the TTI to be $1,185 per year.
Moving violations like drunk driving, speeding, and running a red light can quickly drive up your insurance rates. When you get a ticket, it goes on your driving record. If you get too many points on your record, your insurance carrier doesn't like it. They could even change your status to non-preferred and make you buy a non-standard, high-risk car insurance policy.
The City of Irving Municipal Court website allows you to pay traffic citations, tells drivers how to contest tickets, request defensive driving courses, and provides helpful traffic court information.
A DWI conviction may require you to obtain an SR-22 form. Get a quote and we will connect you with local agents from top companies that specialize in Irving DWI insurance.
Irving reported 221 crashes involving alcohol or drugs in 2017. These accidents involving impaired drivers caused 136 injuries and five fatalities.
Irving officials reported 3,300 car crashes in 2017. These crashes resulted in 2,394 injuries, 64 of them serious.
Irving experienced 11 fatal motor vehicle crashes resulting in 11 deaths in 2017. All traffic deaths are a tragic loss, and considering Irving’s estimated population of 240,373, this ranks among the nation's worst cities in terms of traffic fatalities per capita.
Irving reported 739 vehicle thefts in 2017. This is a rate of 3.07 per 1,000 residents.
Are you looking for more affordable car insurance? Discounts are one of the best ways to lower your rates. Below are a few of the car insurance discounts available to drivers in Irving, TX.
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