On average your neighbors pay $70 a month.See Your Rates
Irvine, California has consistently ranks as one of the best places to live in America. Home to four of the best public high schools in the nation and a large number of corporate headquarters, Irvine certainly lives up to its reputation. What’s more, Irvine is divided into 46 distinct villages, all of which pride themselves on being aesthetically pleasing. Irvine is such a lovely place to live and raise children that residents should compare car insurance rates before buying a policy.
How much is car insurance in Irvine, CA? Despite having a very low vehicle theft rate and low crime rates in general, Irvine drivers get into more accidents and file more claims than most Americans. This means average insurance rates in Irvine are higher than both the state and national averages. The average cost of auto insurance in California is $841.45 a year. The national average cost is $889.01.
Prices may vary depending on your driving history and the total number of claims filed in your zip code.
|Total Cost Per Year||$841.45|
|Price Per Month||$70.12|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the most recent year California's rate data is available. According to the III, California car insurance rates increased from $740 in 2011 to $841 in 2015, a jump of $101, or 13.66 percent.
QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Irvine, California and save up to 40% on your premium.
Last year, 2,784 people used QuoteWizard to compare car insurance quotes in Irvine, CA from multiple companies to find the lowest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users in Irvine, CA last year.
Other popular Irvine car insurance companies: Nationwide, USAA, Safeco, Country Financial, Infinity, MetLife, American Family, Hartford, and Allied.
These are the most common car makes and models owned by Irvine drivers requesting quotes through QuoteWizard last year.
Irvine, California drivers must follow the 15/30/5 minimum liability coverage rule. This rule requires drivers to maintain policies that include at least:
A recent report by Allstate Insurance on safe driving ranked Irvine, CA 161st out of 200 US cities. Most US drivers go 10 years without having an accident. Drivers here are involved in crashes every 7.3 years.
Driving conditions are factors that can affect insurance rates.
Irvine residents enjoy a Mediterranean climate with warm winters and hot summers. Irvine only receives 13.87 inches of rain annually and nearly all of it occurs during the winter.
TRIP reports that 57 percent of the major roads in the Irvine area are in poor condition. Another 22 percent are mediocre.These poorly maintained, pothole-filled streets costs Irvine drivers $921 a year in extra vehicle operating costs.
Moving violations like following too close, failure to stop, and speeding will give you a bad driving record and raise your rates.
The Superior Court of California County of Orange traffic division website allows residents to pay traffic tickets online. It also tells drivers how to contest tickets and provides helpful traffic court information.
Irvine experienced 11 deaths in motor vehicle crashes in 2014.
A DUI may require you to obtain an SR-22 form. Request a quote and we'll connect you with local agents from top companies that specialize in Irvine DUI insurance.
Irvine Police recorded 220 vehicle thefts last year. That's a rate of 0.86 per 1,000 residents. This is a very safe city in terms of car theft compared to the national average of 2.20 car thefts per 1,000.
Are you looking for cheap car insurance? Depending on your insurer, these are some of the many auto insurance discounts available to Irvine drivers. Find out which discounts you may qualify for with your current or multiple insurance companies for by getting a free quote.
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