Titan Car Insurance

Looking for information about Titan Car Insurance? We've got you covered.
This review will tell you all you need to know about Titan Insurance. You’ll learn which states the company serves and where the company fits in terms of its financial strength. We also tell you how consumers view the company. You'll also learn about the many discounts it offers. Finally, we’ll walk you through how Titan Insurance handles its claims process. Then you should have everything you need to get a Titan car insurance quote.

Best If

  • You want many discounts and flexible payment plans

Worst If

  • You want to file a claim online (you can only file claims by phone with Titan)

By The Numbers

  • Titan offers auto insurance in the following states: Alabama, Arizona, California, Colorado, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Maryland, Mississippi, Nevada, New Mexico, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, and West Virginia

What Does a Policy Cost?

Comparing quotes is the best way to get the lowest rates from top insurers like Titan Car Insurance. QuoteWizard is an independent company that helps you find the right policy at the best rate.

Find The Best Rates For Your Policy

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Consumer Reviews

  • USInsuranceAgents.com
    • Gave Titan 1.5 out of 5 stars
    • Many consumers raved about Titan’s reasonable rates and prices, and about its helpful customer service
    • Many also criticized Titan’s limited resources and history of charging extra fees
  • ExpertInsuranceReviews.com
    • Gave Titan 2.5 out of 5 stars
    • Said that Titan is known for its affordable insurance rates. But also said Titan does not do well on that promise and often raises them
    • Criticized Titan for raising rates for drivers who have good driving records
  • Better Business Bureau
    • Since Nationwide is its parent company, Titan shares its A+ rating
    • The company’s age, small complaint volume, and resolution of complaints all added to its score

Consumer Satisfaction and Financial Strength Ratings

Consumer Complaint Data

Total Complaints
Percent Change
Source: National Association of Insurance Commissioners

J.D. Power ratings by region (out of 1000)

  • California: 786 — below average
  • Central: 789 — far below average
  • Florida: 803 — below average
  • Mid-Atlantic: 802 — below average
  • New England: 778 — below average
  • New York: 806 — slightly below average
  • North Central: 828 — slightly below average
  • Northwest: 781 — far below average
  • Southeast: 814 — below average
  • Southwest: N/A
  • Texas: 797 — far below average

U.S. Auto Insurance Shopping Study (2016)

Overall Purchase Experience
Policy Offerings
Local Agent
Call Center Representativ
Insurer Website

U.S. Auto Insurance Claims Satisfaction Study (2015)

Overall Satisfaction
Above average
First Notice of Loss
Above average
Service Interaction
Above average
Above average
Repair Process
Above average
Rental Car Experience
Source: J.D. Power

Financial Ratings

A.M. Best
Superior rating; second-highest possible

Market Share

Nationwide is the parent company of Titan Insurance. As of 2015, Nationwide’s market share is 3.33 percent, making it the seventh-largest auto insurer in the US. It has written $19.57 billion in Property and Casualty premiums. 

Typical Discounts

Association Membership.

This discount is granted to customers who are active members of any club recognized by Titan.

The Advance Quote Discount.

This is given to those who get insurance quotes eight or more days before their current policy expires.

The Farm Use Discount.

This helps save money when you your add farm vehicles to your auto insurance policy.

Travelink Discount.

This applies only to collision coverage and vehicles owned by employees with employers in approved traffic relief programs. Annual recertification is required.

EFT Discount.

This saves you money when you opt to pay your monthly insurance premium electronically. Less paper wasted, more money saved!

Roadside Assistance

Titan Emergency Roadside Assistance

Adding roadside coverage to your auto policy can greatly benefit you out on the road. Titan works with a network of nationwide roadside service providers to give you 24/7 coverage. Roadside Assistance is an add-on to your existing insurance policy with Titan.

Roadside assistance services include:

  • Towing
  • Tire change
  • Battery jump start
  • Gas delivery
  • Lock-out service
  • Vehicle extrication -(winching)

Mobile Apps

Titan Mobile

This app lets you find an agent, view your policy, pay premiums, and get instant help with a claim.

Download the app for iPhone or Android


Titan Insurance Company is a subsidiary of Nationwide Insurance. Nationwide is one of the largest insurance companies in the country. It's been providing customers with insurance for more than 80 years.

Claims Process

To file a personal auto claim with Titan, call 1(800) 926-3168.

To file a commercial auto claim, you can call 1(800) 888-8424.

Titan’s claims process mainly operates by telephone. Click here for more information about claims with Titan.

Contact Information

Claims Site
Customer Service Site

Mailing Address:
P.O. Box 6838
Cleveland, OH 44101

Customer Service Phone Number: 1 (800) 926-3168