Compare The General vs. Foremost Insurance

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Foremost and The General are two strong competitors in the auto insurance world. They were founded almost 10 years apart, Foremost was founded in 1952 and The General was founded in 1963. The General is a preferred provider amongst customers because they provide affordable insurance to high-risk drivers, while Foremost is a preferred provider because of their wide variety of coverage options. However, Foremost clients have complained about prolonged the claims and payout process and The General clients have complained about the subpar customer service. Still, both companies have excellent ratings from J.D Power and the Better Business Bureau. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  The General Foremost
Best If The General
  • You don’t have a perfect driving record but still want affordable insurance rates
Foremost
  • You want a variety of coverage options
Worst If The General
  • You want good customer service and consistency
Foremost
  • You want a fast claims and pay-out process

Special Car Insurance Discounts

The General Foremost
The General Foremost

Standard Car Insurance Discounts

Bundling Coverage Discounts The General Foremost
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features The General Foremost
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History The General Foremost
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships The General Foremost
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances The General Foremost
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts The General Foremost
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

The General Insurance Foremost Car Insurance
2016 13 65
2015 14 98
2014 3 87
2013 4 97

U.S. Auto Insurance Shopping Study (2016)

The General Insurance Foremost Car Insurance
Overall Purchase Experience Above average Average
Policy Offerings Above average Average
Pricing Above average Average
Local Agent Above average Average
Call Center Representative -- --
Insurer Website -- Below average

U.S. Auto Insurance Claims Satisfaction Study (2015)

The General Insurance Foremost Car Insurance
Overall Satisfaction Average Average
First Notice of Loss Average Average
Service Interaction Above average Above average
Appraisal Average Average
Repair Process Average Average
Rental Car Experience Above average Average
Settlement Average Average

Financial Strength Ratings

The General Insurance Foremost Car Insurance
A.M. Best A- A
Moody's -- --
S&P's -- A+

Mobile Apps

The General Foremost
The General

The General Mobile App grants users easy access to their policy info on their mobile devices. It also lets them pay their insurance premiums, view their insurance ID cards, and even get a quote.

To download the app for iPhone, click here. To download the app for Android, click here.

Foremost

Roadside Assistance

The General Foremost
The General

The General 24/7 Roadside Assistance

The General's roadside assistance plan is provided thru a partnership with Nation Safe Driver (NSD). Roadside assistance isn't purchased with you General auto insurance policy, it's a membership with Nation Safe Driver. Plans cost $10/month.

Services Covered

  • Towing
  • Battery service
  • Fuel delivery
  • Lock-out service
Foremost

Foremost Towing and Roadside Service Coverage

With the additional Towing and Roadside coverage will get you roadside service on covered vehicles, but could be subject to a maximum policy limit.

Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy.

Services Covered

  • Towing
  • Battery service
  • Tire change
  • Gas delivery

Contact Phone Number

You can call Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678.