Compare Progressive vs. MetLife Insurance

Get affordable car insurance quotes from top companies like Progressive and MetLife Compare Auto Insurance Rates

Progressive and MetLife are two fierce competitors in the insurance world. Progressive is known for their discounts, coverage, and good driving rewards. But they have limited learning material.

On the other hand, MetLife is well known for their helpful customer service representatives. But they have a habit of cancelling policies without notice or explanation. Still, both of these companies have outstanding J.D. Power rankings and superior financial strength ratings.

So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out

Best If/Worst If

  Progressive MetLife
Best If Progressive
  • You want discounts and coverage (even for your pet!) or good-driving rewards
MetLife
  • You want helpful, knowledgeable reps
Worst If Progressive
  • You don’t want a lot of solicitations
MetLife
  • You want a smooth follow-through with your agent/policy

Special Car Insurance Discounts

Progressive MetLife
Progressive

Name Your Price Tool

Progressive’s Name Your Price tool lets you choose the best insurance product for your budget. Finding which policy best fits your budget is done with the Name Your Price tool in three simple steps.

  1. Name your price: Tell Progressive your preferred monthly premium for car insurance.
  2. Review: Progressive will generate a policy that closely aligns with your preferred price. In addition, it will highlight any areas where you may fall short on coverage.
  3. Purchase: When you have a policy, you can buy it and get the savings and the protection you need.

Snapshot with Progressive

Snapshot is a small device that plugs into your car’s ODB-II port. It turns on every time you turn on the engine in your car. Once Snapshot installs, it records your driving habits whenever you’re behind the wheel. It then uses what it learns from your driving to determine if you should be paying less for car insurance. Snapshot is a great way for people to save money. All you have to do is drive smart.

Click here to find out more about Snapshot or buy one.

MetLife

Deductible Savings Benefit

This discount can save you $50 for every year you don’t file an insurance claim. If you have a covered loss, you can also earn up to $250 and use that towards your insurance deductible.

12% Superior Driver Discount

You can earn up to 12 percent if you and every driver in your home has a great driving records.

20% MetRewards Discount

Save up to 20 percent through the MetRewards program. You’re eligible for the 20 percent option if you have no claims or violations for five years.

Compare Insurance Prices

Comparing quotes is the best way to get the lowest rates from top insurers like Progressive and MetLife. QuoteWizard is an independent company that helps you find the right policy at the best rate.

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Standard Car Insurance Discounts

Bundling Coverage Discounts Progressive MetLife
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features Progressive MetLife
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Progressive MetLife
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Progressive MetLife
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Progressive MetLife
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Progressive MetLife
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Progressive Auto Insurance MetLife Car Insurance
2016 77 181
2015 153 333
2014 102 305
2013 34 323

U.S. Auto Insurance Shopping Study (2016)

Progressive Auto Insurance MetLife Car Insurance
Overall Purchase Experience Below average Below average
Policy Offerings Average Below average
Pricing Below average Below average
Local Agent Average Below average
Call Center Representative Average Below average
Insurer Website Average --

U.S. Auto Insurance Claims Satisfaction Study (2015)

Progressive Auto Insurance MetLife Car Insurance
Overall Satisfaction Average Below average
First Notice of Loss Average Below average
Service Interaction Average Below average
Appraisal Average Average
Repair Process Below average Below average
Rental Car Experience Average Average
Settlement Average Below average

Financial Strength Ratings

Progressive Auto Insurance MetLife Car Insurance
A.M. Best A+ A+
Moody's Aa2 Aa3
S&P's AA A+

Mobile Apps

Progressive MetLife
Progressive

The Progressive App for iPhone or Android stores all your important information regarding your auto insurance policies. The app lets you access your insurance ID cards, policy details, and allows you to make claims or payments. Additionally, The Progressive App connects you with your agent or claims rep, and offers you 24/7 roadside assistance. Download the Progressive app here.

MetLife

MetLife US App

This app lets you securely access your account on the go. Use it to: report auto accidents, pay premiums, and submit any insurance claims you may have. The app has two unique features: one lets you find a dentist in your area. The the other provides access to vision providers near you.

Download the MetLife US app for iPhone.

Download the MetLife US app for Android.

Roadside Assistance

Progressive MetLife
Progressive

Progressive Emergency Roadside Assistance

Progressive Emergency Roadside Assistance is for drivers who have non-accident car trouble.

Roadside Services Covered

  • Towing within 15 miles or the nearest repair shop
  • Winching
  • Battery or Jump Start
  • Gas delivery
  • Locksmith service
  • Tire change
  • On scene labor

Note: the number of roadside events covered in a six-month period cannot exceed your policy limit.

Contact Phone Number

Progressive’s Roadside Assistance is available by calling 1 (800) 776-2778. Click here to visit Progressive's Roadside Assistance website.

MetLife

Contact Phone Number

For roadside assistance, call our hotline: 1-800-854-6011.