Compare Progressive vs. Foremost Insurance

Foremost and Progressive are two top companies in the auto insurance industry. Foremost was founded in 1952, and Progressive was founded in 1937. Progressive is ranked the #9 auto insurer for 2016, and offers a wide selection of driver discounts and coverage options, while Foremost also has a broad range of insurance products and discounts, and is liked for its friendly customer service. Additionally, Progressive offers discounts and rewards beyond its standard discounts list for good drivers. However, Progressive has low customer satisfaction ratings, and Foremost’s claims process is slow and unorganized. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Progressive Foremost
Best If Progressive
  • You want discounts and coverage (even for your pet!) or good-driving rewards
Foremost
  • You want a variety of coverage options
Worst If Progressive
  • You don’t want a lot of solicitations
Foremost
  • You want a fast claims and pay-out process

Compare Insurance Prices

Comparing quotes is the best way to get the lowest rates from top insurers like Progressive and Foremost. QuoteWizard is an independent company that helps you find the right policy at the best rate.

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Special Car Insurance Discounts

Progressive Foremost
Progressive

Name Your Price Tool

Progressive’s Name Your Price tool lets you choose the best insurance product for your budget. Finding which policy best fits your budget is done with the Name Your Price tool in three simple steps.

  1. Name your price: Tell Progressive your preferred monthly premium for car insurance.
  2. Review: Progressive will generate a policy that closely aligns with your preferred price. In addition, it will highlight any areas where you may fall short on coverage.
  3. Purchase: When you have a policy, you can buy it and get the savings and the protection you need.

Snapshot with Progressive

Snapshot is a small device that plugs into your car’s ODB-II port. It turns on every time you turn on the engine in your car. Once Snapshot installs, it records your driving habits whenever you’re behind the wheel. It then uses what it learns from your driving to determine if you should be paying less for car insurance. Snapshot is a great way for people to save money. All you have to do is drive smart. To find out more about Snapshot or buy one, click here.

Foremost

Standard Car Insurance Discounts

Bundling Coverage Discounts Progressive Foremost
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features Progressive Foremost
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Progressive Foremost
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Progressive Foremost
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Progressive Foremost
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Progressive Foremost
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Progressive Auto Insurance Foremost Auto Insurance
2016 77 65
2015 153 98
2014 102 87
2013 34 97

U.S. Auto Insurance Shopping Study (2016)

Progressive Auto Insurance Foremost Auto Insurance
Overall Purchase Experience Below average Average
Policy Offerings Average Average
Pricing Below average Average
Local Agent Average Average
Call Center Representative Average --
Insurer Website Average Below average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Progressive Auto Insurance Foremost Auto Insurance
Overall Satisfaction Average Average
First Notice of Loss Average Average
Service Interaction Average Above average
Appraisal Average Average
Repair Process Below average Average
Rental Car Experience Average Average
Settlement Average Average

Financial Strength Ratings

Progressive Auto Insurance Foremost Auto Insurance
A.M. Best A+ A
Moody's Aa2 --
S&P's AA A+

Mobile Apps

Progressive Foremost
Progressive

The Progressive App for iPhone or Android stores all your important information regarding your auto insurance policies. The app lets you access your insurance ID cards, policy details, and allows you to make claims or payments. Additionally, The Progressive App connects you with your agent or claims rep, and offers you 24/7 roadside assistance. You can download the app here.

Foremost

Roadside Assistance

Progressive Foremost
Progressive

Progressive Emergency Roadside Assistance

Progressive Emergency Roadside Assistance is for drivers who have non-accident car trouble.

Roadside Services Covered

  • Towing within 15 miles or the nearest repair shop
  • Winching
  • Battery or Jump Start
  • Gas delivery
  • Locksmith service
  • Tire change
  • On scene labor

Note: the number of roadside events covered in a six-month period cannot exceed your policy limit.

Contact Phone Number

Progressive’s Roadside Assistance is available by calling 1 (800) 776-2778. Its website is here.

Foremost

Foremost Towing and Roadside Service Coverage

The extra Towing and Roadside coverage will get you roadside service on covered vehicles. But you could be subject to a maximum policy limit.

Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy.

Services Covered

  • Towing
  • Battery service
  • Tire change
  • Gas delivery

Contact Phone Number

Call Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678.