Compare Progressive vs. Allstate Insurance

Get affordable car insurance quotes from top companies like Progressive and Allstate Compare Auto Insurance Rates

Progressive and Allstate are both top names and companies in the auto insurance industry. Both companies placed in the top ten auto insurers for 2015, with Progressive as #9 and Allstate as #7. Allstate offers far more driver discounts than Progressive, but doesn’t have a loyalty rewards program offering additional discounts like Progressive.

Their financial strength and J.D. Power ratings match up almost perfectly and are top-notch scores.

So which one offers the discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Progressive Allstate
Best If Progressive
  • You want discounts and coverage (even for your pet!) or good-driving rewards
Allstate
  • You want easy, online tools to access your account
Worst If Progressive
  • You don’t want a lot of solicitations
Allstate
  • You're looking for low priced premiums

Special Car Insurance Discounts

Progressive Allstate
Progressive

Name Your Price Tool

Progressive’s Name Your Price tool lets you choose the best insurance product for your budget. Finding which policy best fits your budget is done with the Name Your Price tool in three simple steps.

  1. Name your price: Tell Progressive your preferred monthly premium for car insurance.
  2. Review: Progressive will generate a policy that closely aligns with your preferred price. In addition, it will highlight any areas where you may fall short on coverage.
  3. Purchase: When you have a policy, you can buy it and get the savings and the protection you need.

Snapshot with Progressive

Snapshot is a small device that plugs into your car’s ODB-II port. It turns on every time you turn on the engine in your car. Once Snapshot installs, it records your driving habits whenever you’re behind the wheel. It then uses what it learns from your driving to determine if you should be paying less for car insurance. Snapshot is a great way for people to save money. All you have to do is drive smart.

Click here to find out more about Snapshot or buy one.

Allstate

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Comparing quotes is the best way to get the lowest rates from top insurers like Progressive and Allstate. QuoteWizard is an independent company that helps you find the right policy at the best rate.

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Standard Car Insurance Discounts

Bundling Coverage Discounts Progressive Allstate
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features Progressive Allstate
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Progressive Allstate
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Progressive Allstate
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Progressive Allstate
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Progressive Allstate
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Progressive Auto Insurance Allstate Auto Insurance
2016 77 322
2015 153 460
2014 102 569
2013 34 530

U.S. Auto Insurance Shopping Study (2016)

Progressive Auto Insurance Allstate Auto Insurance
Overall Purchase Experience Below average Below average
Policy Offerings Average Average
Pricing Below average Below average
Local Agent Average Average
Call Center Representative Average Below average
Insurer Website Average Average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Progressive Auto Insurance Allstate Auto Insurance
Overall Satisfaction Average Average
First Notice of Loss Average Average
Service Interaction Average Average
Appraisal Average Above average
Repair Process Below average Below average
Rental Car Experience Average Above average
Settlement Average Average

Financial Strength Ratings

Progressive Auto Insurance Allstate Auto Insurance
A.M. Best A+ A+
Moody's Aa2 Aa3
S&P's AA AA-

Mobile Apps

Progressive Allstate
Progressive

The Progressive App for iPhone or Android stores all your important information regarding your auto insurance policies. The app lets you access your insurance ID cards, policy details, and allows you to make claims or payments. Additionally, The Progressive App connects you with your agent or claims rep, and offers you 24/7 roadside assistance. Download the Progressive app here.

Allstate

Allstate Mobile has all the information you need on policies and claims. You can download the Allstate mobile app here, or text ALLSTATEAPP to 25788.

Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving. Download the Drivewise mobile app here.

Digital Locker is another Allstate app that lets you create an inventory of all the items in your home. It then stores the information securely in the cloud. This app lets you keep a visual log of all your valuable items. Digital Locker makes managing personal items and property easy and quick. Download the Digital Locker app here.

GoodRide is a great app from Allstate for motorbike owners. It lets you input details about your bike. You can also enter information about your route, time, and mileage each time you go out for a ride. GoodRide also keeps track of all your repairs and miles. Download GoodRide mobile app from Allstate here.

Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free! Download the Allstate Motor Club app here.

Roadside Assistance

Progressive Allstate
Progressive

Progressive Emergency Roadside Assistance

Progressive Emergency Roadside Assistance is for drivers who have non-accident car trouble.

Roadside Services Covered

  • Towing within 15 miles or the nearest repair shop
  • Winching
  • Battery or Jump Start
  • Gas delivery
  • Locksmith service
  • Tire change
  • On scene labor

Note: the number of roadside events covered in a six-month period cannot exceed your policy limit.

Contact Phone Number

Progressive’s Roadside Assistance is available by calling 1 (800) 776-2778. Click here to visit Progressive's Roadside Assistance website.

Allstate

Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way.

Allstate has 3 service options for drivers to choose from with many levels of service.

Allstate Motor Club

Platinum Elite Member $99/year

  • 24-Hour emergency service covered up to $250 per instance
    • Towing
    • Tire change
    • Gas delivery
    • Lockouts
  • Motorcycle & RV Coverage
  • $10,000 Theft/Hit and Run Protection
    • Will pay up to $10,000 to witnesses that provide information leading to the arrest of the thief or assailant
  • $2,000 Arrest Bond Certificate
    • If you’re jailed for a moving violation, Allstate will post $2,000 bail to get you out of jail. Limitations on bail amount in certain states
  • $1,500 Trip Interruption Benefit
    • If your car breaks down away from home Allstate will cover lodging, meals ,and travel
  • Free CARFAX Vehicle History Report ( typically cost $40)
  • Travel Savings & Discounts
    • Hotel
    • Car rental
    • Airline
    • Access Savings Mobile app. Lets you search for discounts near you

Good Hands Rescue

Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers.

Good Hands Rescue app gives you:

  • GPS to get service to you quicker
  • Real-time updates to give you an ETA of service arrival
  • Locate the nearest repair center

Roadside Services Included

    Towing
  • Gas delivery
  • Jump-starts
  • Lockouts
  • Tire changes

Towing & Labor Coverage

Can be bought as an add-on to your Allstate insurance policy.

Basic services include

  • Towing
  • Lockouts
  • Fuel Delivery
  • Tire Changes
  • Jump-starts