Compare Nationwide vs. Foremost Insurance

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Foremost and Nationwide are both big companies in the world of insurance. Foremost was founded in 1952, and Nationwide was founded in 1925. Nationwide ranked as the #2 auto insurer for 2016, and is well-liked for its vanishing deductible program and claims services. Meanwhile, Foremost is liked for its wide range of insurance products and driver discounts, as well as for its friendly customer service. However, Foremost’s claims process is not very fast, and its premiums are costly; Nationwide’s website lacks online features that would ultimately boost its ratings, but its financial strength ratings are superior to those of Foremost. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Nationwide Foremost
Best If Nationwide
  • You want a fast and fair claims process
Foremost
  • You want a variety of coverage options
Worst If Nationwide
  • You want strong online or mobile services
Foremost
  • You want a fast claims and pay-out process

Special Car Insurance Discounts

Nationwide Foremost
Nationwide

Paperless Documents
Nationwide has a unique discount that saves customers money and saves the company (and the planet) paper. Going paperless simply means transferring all the mail, bills, or documents you’d otherwise receive in the mail over to e-mail. It’s a convenient way to save paper and keep better track of your important insurance documents. Read more about this discount here.

Foremost

Standard Car Insurance Discounts

Bundling Coverage Discounts Nationwide Foremost
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features Nationwide Foremost
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Nationwide Foremost
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Nationwide Foremost
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Nationwide Foremost
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Nationwide Foremost
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Nationwide Car Insurance Foremost Car Insurance
2016 53 65
2015 112 98
2014 90 87
2013 134 97

U.S. Auto Insurance Shopping Study (2016)

Nationwide Car Insurance Foremost Car Insurance
Overall Purchase Experience Average Average
Policy Offerings Average Average
Pricing Average Average
Local Agent Average Average
Call Center Representative Average --
Insurer Website Average Below average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Nationwide Car Insurance Foremost Car Insurance
Overall Satisfaction Above average Average
First Notice of Loss Above average Average
Service Interaction Above average Above average
Appraisal Above average Average
Repair Process Above average Average
Rental Car Experience Average Average
Settlement Average Average

Financial Strength Ratings

Nationwide Car Insurance Foremost Car Insurance
A.M. Best A+ A
Moody's A1 --
S&P's A+ A+

Mobile Apps

Nationwide Foremost
Nationwide

The Nationwide Mobile App allows you to pay your bills, file or view a claim, get in touch with your agent, and much more all with a single touch. To download the app, click here.

Nationwide Mobile Banking App can be downloaded to your web browser or your mobile phone. The app grants you access to your Nationwide bank accounts and lets you stay on top of your insurance related finances. From the comfort of your home or convenience of your phone you can deposit checks or pay insurance bills. For more information and to download the Mobile Banking App, click here.

Foremost

Roadside Assistance

Nationwide Foremost
Nationwide

Nationwide Roadside Assistance

Nationwide Roadside Assistance offers two levels of coverage that apply to everyone on your policy, regardless of who's car you might be in.

Nationwide Roadside Assistance Basic

Services covered:

  • Towing up to 15 miles
  • Winching
  • Gas delivery
  • Battery service
  • Lockout service up to $100
  • Tire replacement

Nationwide Roadside Assistance Plus

Covers all the services of the basic plan plus:

  • Towing up to 100 miles
  • Trip interruption coverage that will reimburse the cost

Contact Phone Number

Nationwide’s Roadside Emergency Service is available by calling 1 (800) 421-3535. Its roadside service website is here. This service can help if: you’re locked out, you need a jumpstart, you get a flat tire, you need gas delivered, or if need a tow.

Foremost

Foremost Towing and Roadside Service Coverage

With the additional Towing and Roadside coverage will get you roadside service on covered vehicles, but could be subject to a maximum policy limit.

Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy.

Services Covered

  • Towing
  • Battery service
  • Tire change
  • Gas delivery

Contact Phone Number

You can call Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678.