Compare Foremost vs. Titan Insurance

Titan and Foremost are two top-rated companies in the insurance world. Titan was founded in 1926, and Foremost was founded in 1952. Foremost is known for its detailed and extensive claims process, as well as for having a wide variety of insurance products.

On the other side, Titan is known for its flexible payment plans and array of discounts. Both companies are liked for their excellent customer service. However, Titan sometimes raises people's’ rates, and Foremost tends to have a slow claims and pay-out process. Still, both companies have comparably good financial strength ratings.

So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Foremost Titan
Best If Foremost
  • You want a variety of coverage options
  • You want many discounts and flexible payment plans
Worst If Foremost
  • You want a fast claims and pay-out process
  • You want to file a claim online (you can only file claims by phone with Titan)

Compare Insurance Prices

Comparing quotes is the best way to get the lowest rates from top insurers like Foremost and Titan. QuoteWizard is an independent company that helps you find the right policy at the best rate.

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Special Car Insurance Discounts

Foremost Titan
Foremost Titan

Association Membership.

This discount is granted to customers who are active members of any club recognized by Titan.

The Advance Quote Discount.

This is given to those who get insurance quotes eight or more days before their current policy expires.

The Farm Use Discount.

This helps save money when you your add farm vehicles to your auto insurance policy.

Travelink Discount.

This applies only to collision coverage and vehicles owned by employees with employers in approved traffic relief programs. Annual recertification is required.

EFT Discount.

This saves you money when you opt to pay your monthly insurance premium electronically. Less paper wasted, more money saved!

Standard Car Insurance Discounts

Bundling Coverage Discounts Foremost Titan
Home and Car
Car and Life
Vehicle Type and Safety Features Foremost Titan
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Foremost Titan
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Foremost Titan
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Special Circumstances Foremost Titan
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Foremost Titan
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Foremost Car Insurance Titan Insurance
2016 65 1
2015 98 4
2014 87 4
2013 97 1

U.S. Auto Insurance Shopping Study (2016)

Foremost Car Insurance Titan Insurance
Overall Purchase Experience Average Average
Policy Offerings Average Average
Pricing Average Average
Local Agent Average Average
Call Center Representative -- Average
Insurer Website Below average Average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Foremost Car Insurance Titan Insurance
Overall Satisfaction Average Above average
First Notice of Loss Average Above average
Service Interaction Above average Above average
Appraisal Average Above average
Repair Process Average Above average
Rental Car Experience Average Average
Settlement Average Average

Financial Strength Ratings

Foremost Car Insurance Titan Insurance
A.M. Best A A+
Moody's -- --
S&P's A+ --

Mobile Apps

Foremost Titan
Foremost Titan

Titan Mobile

This app lets you find an agent, view your policy, pay premiums, and get instant help with a claim.

To download the app for iPhone or Android, click here

Roadside Assistance

Foremost Titan

Foremost Towing and Roadside Service Coverage

The extra Towing and Roadside coverage will get you roadside service on covered vehicles. But you could be subject to a maximum policy limit.

Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy.

Services Covered

  • Towing
  • Battery service
  • Tire change
  • Gas delivery

Contact Phone Number

Call Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678.


Titan Emergency Roadside Assistance

Adding roadside coverage to your auto policy can greatly benefit you out on the road. Titan works with a network of nationwide roadside service providers to give you 24/7 coverage. Roadside Assistance is an add-on to your existing insurance policy with Titan.

Roadside assistance services include:

  • Towing
  • Tire change
  • Battery jump start
  • Gas delivery
  • Lock-out service
  • Vehicle extrication -(winching)