Compare Foremost vs. Mercury Insurance

Foremost and Mercury are two top-rated companies in the insurance world. Foremost was founded in 1952, and Mercury was founded in 1962. Foremost is best if you want a variety of coverage options, while Mercury is best if you want a variety of discounts. However, Mercury has a difficult sign-up process and Foremost is a high risk insurer so premiums are much higher. Still, both companies have an A+ rating from the Better Business Bureau. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Foremost Mercury
Best If Foremost
  • You want a variety of coverage options
  • You want a lot of good discounts
Worst If Foremost
  • You want a fast claims and pay-out process
  • You want an easy sign-up process

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Comparing quotes is the best way to get the lowest rates from top insurers like Foremost and Mercury. QuoteWizard is an independent company that helps you find the right policy at the best rate.

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Special Car Insurance Discounts

Foremost Mercury
Foremost Mercury

Standard Car Insurance Discounts

Bundling Coverage Discounts Foremost Mercury
Home and Car
Car and Life
Vehicle Type and Safety Features Foremost Mercury
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Foremost Mercury
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Foremost Mercury
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Special Circumstances Foremost Mercury
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Foremost Mercury
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Foremost Car Insurance Mercury Insurance
2016 65 71
2015 98 92
2014 87 105
2013 97 83

U.S. Auto Insurance Shopping Study (2016)

Foremost Car Insurance Mercury Insurance
Overall Purchase Experience Average Above average
Policy Offerings Average Above average
Pricing Average Above average
Local Agent Average Average
Call Center Representative -- Average
Insurer Website Below average --

U.S. Auto Insurance Claims Satisfaction Study (2015)

Foremost Car Insurance Mercury Insurance
Overall Satisfaction Average Average
First Notice of Loss Average Average
Service Interaction Above average Average
Appraisal Average Below average
Repair Process Average Below average
Rental Car Experience Average Average
Settlement Average Average

Financial Strength Ratings

Foremost Car Insurance Mercury Insurance
A.M. Best A A+
Moody's -- --
S&P's A+ --

Mobile Apps

Foremost Mercury
Foremost Mercury

Mercury Portal

This app lets you manage your auto insurance policies from your mobile device. You can: pay your auto bills, view your policy information, contact your agent, and request policy changes. You can even view your policy claims and payment history.

To download the app for Android, click here.

Roadside Assistance

Foremost Mercury

Foremost Towing and Roadside Service Coverage

The extra Towing and Roadside coverage will get you roadside service on covered vehicles. But you could be subject to a maximum policy limit.

Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy.

Services Covered

  • Towing
  • Battery service
  • Tire change
  • Gas delivery

Contact Phone Number

Call Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678.


Mercury Mechanical Breakdown Protection

Mechanical Breakdown Protection essentially works as an extended warranty on your car. It covers the cost of repair when it breads down. While not exactly a roadside assistance program it covers that and more.

Roadside Services Covered

  • 24-hour roadside assistance
  • Rental car assistance
  • Tire protection
  • Trip interruption coverage
  • Nationwide protection
  • Repairs at any licensed repair shop
  • No limit to number of claims
  • Coverage is transferrable

Contact Phone Number

Call the hotline (800) 503-3724.