Compare Foremost vs. Mercury Insurance

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Foremost and Mercury are two top-rated companies in the insurance world. Foremost was founded in 1952, and Mercury was founded in 1962. Foremost is best if you want a variety of coverage options, while Mercury is best if you want a variety of discounts. However, Mercury has a difficult sign-up process and Foremost is a high risk insurer so premiums are much higher. Still, both companies have an A+ rating from the Better Business Bureau. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Foremost Mercury
Best If Foremost
  • You want a variety of coverage options
Mercury
  • You want a lot of good discounts
Worst If Foremost
  • You want a fast claims and pay-out process
Mercury
  • You want an easy sign-up process

Special Car Insurance Discounts

Foremost Mercury
Foremost Mercury

Standard Car Insurance Discounts

Bundling Coverage Discounts Foremost Mercury
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features Foremost Mercury
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Foremost Mercury
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Foremost Mercury
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Foremost Mercury
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Foremost Mercury
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Foremost Car Insurance Mercury Insurance
2016 65 71
2015 98 92
2014 87 105
2013 97 83

U.S. Auto Insurance Shopping Study (2016)

Foremost Car Insurance Mercury Insurance
Overall Purchase Experience Average Above average
Policy Offerings Average Above average
Pricing Average Above average
Local Agent Average Average
Call Center Representative -- Average
Insurer Website Below average --

U.S. Auto Insurance Claims Satisfaction Study (2015)

Foremost Car Insurance Mercury Insurance
Overall Satisfaction Average Average
First Notice of Loss Average Average
Service Interaction Above average Average
Appraisal Average Below average
Repair Process Average Below average
Rental Car Experience Average Average
Settlement Average Average

Financial Strength Ratings

Foremost Car Insurance Mercury Insurance
A.M. Best A A+
Moody's -- --
S&P's A+ --

Mobile Apps

Foremost Mercury
Foremost Mercury

Mercury Portal by Mercury Insurance Group is an app that lets you manage your auto insurance policies from your mobile device. You can use the app to pay your auto bills, view your policy information, contact your agent, request policy changes, and even view your policy claims and payment history.

To download the app for Android, click here.

Roadside Assistance

Foremost Mercury
Foremost

Foremost Towing and Roadside Service Coverage

With the additional Towing and Roadside coverage will get you roadside service on covered vehicles, but could be subject to a maximum policy limit.

Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy.

Services Covered

  • Towing
  • Battery service
  • Tire change
  • Gas delivery

Contact Phone Number

You can call Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678.

Mercury

Mercury Mechanical Breakdown Protection

Mechanical Breakdown Protection essentially works as an extended warranty on your car. It covers the cost of repair when it breads down. While not exactly a roadside assistance program it covers that and more.

Roadside Services Covered

  • 24-hour roadside assistance
  • Rental car assistance
  • Tire protection
  • Trip interruption coverage
  • Nationwide protection
  • Repairs at any licensed repair shop
  • No limit to number of claims
  • Coverage is transferrable

Contact Phone Number

For Roadside Assistance, call our hotline (800) 503-3724.