Compare Farmers vs. SafeAuto Insurance

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Which Company Will Save You the Most Money?

Compare Rates From These Top Companies

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A couple of the most important companies in the insurance world are Farmers and SafeAuto. Farmers was founded in 1928, and SafeAuto was found much later in 1993. Farmers is a preferred provider due to its variety of coverage and discount options, whereas SafeAuto is preferred due to it’s affordable insurance rates.

However, SafeAuto tends to prolong the claims process, and Farmers lacks 24/7 customer service support. Nonetheless, both of these companies have a great array of discounts and programs to offer. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Farmers Safe Auto
Best If Farmers
  • You want a lot of coverage and vehicle discounts, or if you are accident-prone
Safe Auto
  • You want incredibly low insurance rates
Worst If Farmers
  • You want slick online tools to manage your policy
Safe Auto
  • You want a quick claims process

Special Car Insurance Discounts

Farmers Safe Auto
Farmers

Farmers Inner Circle is an exclusive information hub for Farmers customers. It provides tips and resources for saving money on insurance and how to keep your premiums from increasing. 

Safe Auto

Standard Car Insurance Discounts

Bundling Coverage Discounts Farmers Safe Auto
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features Farmers Safe Auto
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Farmers Safe Auto
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Farmers Safe Auto
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Farmers Safe Auto
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Farmers Safe Auto
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Farmers Car Insurance SafeAuto Insurance
2016 167 46
2015 262 82
2014 237 105
2013 300 36

U.S. Auto Insurance Shopping Study (2016)

Farmers Car Insurance SafeAuto Insurance
Overall Purchase Experience Average
Policy Offerings Average
Pricing Average
Local Agent Average
Call Center Representative --
Insurer Website Below average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Farmers Car Insurance SafeAuto Insurance
Overall Satisfaction Average
First Notice of Loss Average
Service Interaction Above average
Appraisal Average
Repair Process Average
Rental Car Experience Average
Settlement Average

Financial Strength Ratings

Farmers Car Insurance SafeAuto Insurance
A.M. Best A --
Moody's Aa3 --
S&P's A+ --

Mobile Apps

Farmers Safe Auto
Farmers

The Farmers Insurance Mobile App helps customers manage their insurance on the go. With its quick access, you can instantly view ID cards, connect with your agent, and pay your monthly premiums in one place and with one touch. The app also lets you view the details of your coverage policy, get updates from a message center, and have instant access with a “Keep Me Logged In” feature. Download the app here.

Safe Auto

The SafeAuto Mobile App lets you manage your insurance policy quickly and conveniently from your mobile device. With the app, you can pay your insurance premiums, view your insurance ID cards or policies, call customer service, and use the “Name Your Car” tool. To download the app for iPhone or Android, click here

Roadside Assistance

Farmers Safe Auto
Farmers

Farmers Towing & Roadside Assistance

Covers roadside services up to $150

Services covered:

  • Emergency towing
  • Dead battery
  • Tire change
  • Lockout
  • Winching
  • Emergency roadside connect – to access police, fire, and medical assistance

Farmers Towing & Roadside Assistance works with over 20,000 road services facilities. If you choose to select your own roadside service that is out of Farmers network, you will have to file a claim for reimbursement up to $150.

Farmers’ Roadside Emergency Safety is available by calling 1 (800) 435 -7764. Its roadside service is available by clicking here. Its Roadside Emergency Safety program can help you with an emergency tow, jump start, flat tire, lockout assistance, roadside winching, and ambulance services. 

Safe Auto

SafeAuto offers towing and roadside assistance as a coverage option for your auto insurance policy. With this coverage, towing services and certain repair costs will be covered so you and your car can get back on the road as soon as possible.