Compare Farmers vs. Foremost Insurance

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Which Company Will Save You the Most Money?

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Safeco and AAA are two well-known names in the insurance industry. Safeco was founded in 1923, and AAA was founded in 1905. Both companies offer wide ranges of driver discounts and good J.D. Power ratings. However, Safeco’s follow-up process is a bit slow, while AAA only gives a certain number of roadside service calls to its customers before they begin charging. Still, both have good financial strength ratings, and AAA is also ranked #1 in roadside assistance. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Farmers Foremost
Best If Farmers
  • You want a lot of coverage and vehicle discounts, or if you are accident-prone
Foremost
  • You want a variety of coverage options
Worst If Farmers
  • You want slick online tools to manage your policy
Foremost
  • You want a fast claims and pay-out process

Special Car Insurance Discounts

Farmers Foremost
Farmers

Farmers Inner Circle is an exclusive information hub for Farmers customers. It provides tips and resources for saving money on insurance and how to keep your premiums from increasing. 

Foremost

Standard Car Insurance Discounts

Bundling Coverage Discounts Farmers Foremost
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features Farmers Foremost
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Farmers Foremost
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Farmers Foremost
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Farmers Foremost
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Farmers Foremost
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Farmers Car Insurance Foremost Car Insurance
2016 167 65
2015 262 98
2014 237 87
2013 300 97

U.S. Auto Insurance Shopping Study (2016)

Farmers Car Insurance Foremost Car Insurance
Overall Purchase Experience Average Average
Policy Offerings Average Average
Pricing Average Average
Local Agent Average Average
Call Center Representative -- --
Insurer Website Below average Below average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Farmers Car Insurance Foremost Car Insurance
Overall Satisfaction Average Average
First Notice of Loss Average Average
Service Interaction Above average Above average
Appraisal Average Average
Repair Process Average Average
Rental Car Experience Average Average
Settlement Average Average

Financial Strength Ratings

Farmers Car Insurance Foremost Car Insurance
A.M. Best A A
Moody's Aa3 --
S&P's A+ A+

Mobile Apps

Farmers Foremost
Farmers

The Farmers Insurance Mobile App helps customers manage their insurance on the go. With its quick access, you can instantly view ID cards, connect with your agent, and pay your monthly premiums in one place and with one touch. The app also lets you view the details of your coverage policy, get updates from a message center, and have instant access with a “Keep Me Logged In” feature. Download the app here.

Foremost

Roadside Assistance

Farmers Foremost
Farmers

Farmers Towing & Roadside Assistance

Covers roadside services up to $150

Services covered:

  • Emergency towing
  • Dead battery
  • Tire change
  • Lockout
  • Winching
  • Emergency roadside connect – to access police, fire, and medical assistance

Farmers Towing & Roadside Assistance works with over 20,000 road services facilities. If you choose to select your own roadside service that is out of Farmers network, you will have to file a claim for reimbursement up to $150.

Farmers’ Roadside Emergency Safety is available by calling 1 (800) 435 -7764. Its roadside service is available by clicking here. Its Roadside Emergency Safety program can help you with an emergency tow, jump start, flat tire, lockout assistance, roadside winching, and ambulance services. 

Foremost

Foremost Towing and Roadside Service Coverage

With the additional Towing and Roadside coverage will get you roadside service on covered vehicles, but could be subject to a maximum policy limit.

Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy.

Services Covered

  • Towing
  • Battery service
  • Tire change
  • Gas delivery

Contact Phone Number

You can call Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678.