Compare Farmers vs. Country Financial Insurance

Two of the biggest names in the world of auto insurance are Farmers and Country Financial. While, Farmers is best known for their discounts and coverage options, Country Financial is not only known for their discounts but also their simple online platform.

On the other hand, Country Financial does have a limited online quoting system and Farmers lacks 24/7 customer service support. Nevertheless, they both have excellent A+ ratings from the Better Business Bureau.

So which one offers the discounts, services, customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Farmers Country Financial
Best If Farmers
  • You want a lot of coverage and vehicle discounts, or if you are accident-prone
 Country Financial
  • You want good discounts and a simple online platform
Worst If Farmers
  • You want slick online tools to manage your policy
 Country Financial
  • You want an extensive online quote system--Country Financial’s is quite limited

Compare Insurance Prices

Comparing quotes is the best way to get the lowest rates from top insurers like Farmers and Country Financial. QuoteWizard is an independent company that helps you find the right policy at the best rate.

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Special Car Insurance Discounts

Farmers Country Financial
Farmers

Farmers Inner Circle is an exclusive hub for Farmers customers. It has tips and resources for saving money on insurance and how to keep your rates low.

 Country Financial

Standard Car Insurance Discounts

Bundling Coverage Discounts Farmers Country Financial
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features Farmers Country Financial
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Farmers Country Financial
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Farmers Country Financial
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Farmers Country Financial
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Farmers Country Financial
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Farmers Auto Insurance Country Financial Auto Insurance
2016 167 4
2015 262 2
2014 237 2
2013 300 4

U.S. Auto Insurance Shopping Study (2016)

Farmers Auto Insurance Country Financial Auto Insurance
Overall Purchase Experience Average
Policy Offerings Average
Pricing Average
Local Agent Average
Call Center Representative --
Insurer Website Below average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Farmers Auto Insurance Country Financial Auto Insurance
Overall Satisfaction Average Average
First Notice of Loss Average Average
Service Interaction Above average Above average
Appraisal Average Average
Repair Process Average Average
Rental Car Experience Average Average
Settlement Average Below average

Financial Strength Ratings

Farmers Auto Insurance Country Financial Auto Insurance
A.M. Best A A+
Moody's Aa3 --
S&P's A+ --

Mobile Apps

Farmers Country Financial
Farmers

Farmers Insurance Mobile App

helps customers manage their insurance on the go. You can instantly view ID cards, connect with your agent, and pay your monthly premiums in one place. The app also lets you:

  • View the details of your coverage policy
  • Get updates from a message center
  • Have instant access with a “Keep Me Logged In” feature

Download the Farmers Insurance Mobile App.

 Country Financial

Snap N Send by Country Financial

Snap N Send by Country Financial is an app that lets you record your Vehicle Identification Number (VIN) and take photos of the damages to your vehicle. You can then send the photos to Country Financial and get a repair estimate within minutes. Download the Snap N Send app here.

Roadside Assistance

Farmers Country Financial
Farmers

Farmers Towing & Roadside Assistance

Covers roadside services up to $150

Services covered:

  • Emergency towing
  • Dead battery
  • Tire change
  • Lockout
  • Winching
  • Emergency roadside connect – to access police, fire, and medical assistance

Farmers Towing & Roadside Assistance works with over 20,000 road services shops. If you use a service that's out of Farmers network, you'll have to file a claim for up to $150.

Farmers’ Roadside Emergency Safety Contact Number

Call 1 (800) 435 -7764 or click here for help with assistance with roadside issues. This service help you with an emergency tow, jump start, flat tire, lockout assistance, winching, and ambulance services. 

 Country Financial

COUNTRY FINANCIAL Road Service

COUNTRY Road Service coverage on your policy will cover up to $100 for a tow to the nearest service center. Also, pay up to $100 for locksmith services and gas delivery.

Services Covered

  • Towing
  • Locksmith
  • Gas deliver

Contact Phone Number

For towing or other roadside services, you can call 866-COUNTRY (866-268-6879) 24 hours a day, 7 days a week.