Which Company Will Save You the Most Money?
Compare Rates From These Top Companies
Esurance and Titan are both well-known companies in the auto insurance world. Esurance was founded in 1999, and Titan was founded in 1926 under Nationwide Insurance. Titan offers a broad selection of driver discounts and flexible payment plans, but lacks a strong online platform for filing auto claims.
However, Esurance has an incredibly extensive online platform, as it mainly operates online. Both companies rank quite closely for financial strength and J.D. Power ratings.
So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
There are a few discounts unique to Esurance that stand out. We’ll provide you with more information on these discounts below.
Fast 5 Discount gives you 5 percent off of your first-term premium for auto insurance. All you have to do to get this discount is start a quote online at esurance.com.
Paid-in-Full Discount saves you 10 percent off your premium if you choose to pay the full amount as opposed to in monthly increments.
Switch & Save Discount saves you up to 5 percent off your premium and is available for the first two policy terms. You can obtain this discount simply by switching to Esurance from your current insurance company.
Emergency Road Assistance Discount is available when you buy emergency road assistance from a different provider, such as AAA. This discount can save you up to 5 percent on your premium.
Pac-12 Discount is only available to those who have attended or are an alum of the Pac-12 schools. Find out more about this unique discount here.
Association Membership is a discount that is granted to customers who are active members of any club specifically recognized by Titan.
The Advance Quote Discount is given to those who get insurance quotes eight or more days before their current policy expires.
The Farm Use Discount helps save money when you add agricultural vehicles in your possession to your auto insurance policy.
Travelink Discount applies only to collision coverage and a vehicle that is individually owned by an employee whose employer is participating in an approved traffic mitigation program. Annual recertification is required.
EFT Discount saves you money when you opt to pay your monthly insurance premium electronically. Less paper wasted, more money saved!
|Bundling Coverage Discounts||Esurance||Titan|
|Home and Car|
|Car and Life|
|Vehicle Type and Safety Features||Esurance||Titan|
|Electronic Stability Control (ESC)|
|Farm or Ranch Vehicle|
|Driving Record and Insurance History||Esurance||Titan|
|Accident Free/Good Driver|
|Long Term Policy Holder|
|Defensive Driving Course|
|Student, Professional, and Club Memberships||Esurance||Titan|
|Organization or Club Membership|
|Farm Bureau Member|
|Days Per Week Driven|
|Paid in Full|
|Electronic Funds Transfer|
|55 and Retired|
|Overall Purchase Experience||Average||Average|
|Call Center Representative||--||Average|
|Insurer Website||Among the best||Average|
|Overall Satisfaction||Below average||Above average|
|First Notice of Loss||Below average||Above average|
|Service Interaction||Below average||Above average|
|Appraisal||Below average||Above average|
|Repair Process||Below average||Above average|
|Rental Car Experience||Below average||Average|
The Esurance Mobile app lets you take care of your insurance anytime and anywhere. View your insurance ID cards, track the status of any claims you made, file a claim, and pay your premiums directly from your mobile device. Esurance Mobile makes managing your insurance fast, smart, and easy. To download the app for iPhone or Android, click here.
Titan Mobile allows you to find a local insurance agent, view your policy, pay premiums, and even get instant help with a claim. To download the app for iPhone or Android, click here.
Esurance Emergency Road Service coverage
Esurance offers free roadside assistance 24/7. The company pays up to $75 per incident toward:
Roadside assistance is free if you select comprehensive and collision coverage for a vehicle on your insurance policy.
Emergency Road Service offers free rescue tracker that uses your smartphone to give the service provider your exact location and give you updates on their ETA.
Emergency Road Service is only eligible for Esurance covered vehicles.
Roadside Assistance Phone: 1 (888) 374-6472
Titan Emergency Roadside Assistance
Adding roadside coverage to your auto policy can greatly benefit you out on the road. Titan works with a network of nationwide roadside service providers to give you 24/7 coverage in the event of a breakdown. Roadside Assistance is purchased as an addition to your existing insurance policy with Titan.
Roadside assistance services include: