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Compare American National vs. Mercury Insurance
Get affordable car insurance quotes from top companies like American National and Mercury Compare Auto Insurance Rates
American National and Mercury are two top-rated companies in the auto insurance world. American National was founded in 1905, and Mercury was founded in 1962. While mercury provides a wide variety of discounts, American National provides a wide variety of insurance options. However, American National’s website lacks detailed information on products and Mercury lacks a simplified sign-up process. Still, both American National and Mercury have A+ ratings from the Better Business Bureau and have excellent financial strength ratings, as well. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
Best If/Worst If
| Best If |
American National
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Mercury
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| Worst If |
American National
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Mercury
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Special Car Insurance Discounts
American National
The Fresh Start discount.This is offered to those who apply for a policy with American National before their current one expires. With this discount, you can save money on your first six months of coverage. The Association discount.This gets you 10 percent off your premiums if you’re a member of certain national and local auto clubs. Cashback.This program is for those who insure both their cars and home with American National. But you must remain claim free for three straight years. Then you'll get a check for 25 percent of your home and auto premiums for the last three years. Every year after that you remain claim free, you’ll receive a check as well. The Three Line discount.This is offered when you insure your vehicle, home, and life with American National. The Collector’s discount.This becomes greater with each collector vehicle added to your account. You can earn up to 85 percent on your discount, and one vehicle must have liability coverage. |
Mercury |
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Standard Car Insurance Discounts
| Bundling Coverage Discounts | American National | Mercury |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | American National | Mercury |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | American National | Mercury |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | American National | Mercury |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | American National | Mercury |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | American National | Mercury |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
Consumer Complaint Data
| American National Auto Insurance | Mercury Car Insurance | |
|---|---|---|
| 2016 | 1 | 71 |
| 2015 | 0 | 92 |
| 2014 | 1 | 105 |
| 2013 | 0 | 83 |
U.S. Auto Insurance Shopping Study (2016)
| American National Auto Insurance | Mercury Car Insurance | |
|---|---|---|
| Overall Purchase Experience | Above average | |
| Policy Offerings | Above average | |
| Pricing | Above average | |
| Local Agent | Average | |
| Call Center Representative | Average | |
| Insurer Website | -- |
U.S. Auto Insurance Claims Satisfaction Study (2015)
| American National Auto Insurance | Mercury Car Insurance | |
|---|---|---|
| Overall Satisfaction | Average | |
| First Notice of Loss | Average | |
| Service Interaction | Average | |
| Appraisal | Below average | |
| Repair Process | Below average | |
| Rental Car Experience | Average | |
| Settlement | Average |
Financial Strength Ratings
| American National Auto Insurance | Mercury Car Insurance | |
|---|---|---|
| A.M. Best | A | A+ |
| Moody's | -- | -- |
| S&P's | A | -- |
Mobile Apps
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American National
Insured2Go is ANPAC’s mobile app. The app allows you to report or track claims, review your policy information, direct access to roadside assistance, locate nearby repair shops, pay your premiums, and much more. |
Mercury
Mercury PortalThis app lets you manage your auto insurance policies from your mobile device. You can: pay your auto bills, view your policy information, contact your agent, and request policy changes. You can even view your policy claims and payment history. |
Roadside Assistance
American National
Easy Tow Roadside Assistance from ANPACEasy Tow roadside assistance program will dispatch service to you immediately. ANPAC (American National Property and Casualty) will pay for the service fee. But only up to the limits of your car insurance policy for roadside assistance. Call Easy Tow or access ANPAC's iPhone app Insured2Go to get service dispatched to you. Roadside Assistance Services Covered
Contact Phone NumberWith roadside assistance coverage, all you have to do is call 1 (866) Easy Tow (1 866-327-9869). |
Mercury
Mercury Mechanical Breakdown ProtectionMechanical Breakdown Protection essentially works as an extended warranty on your car. It covers the cost of repair when it breads down. While not exactly a roadside assistance program it covers that and more. Roadside Services Covered
Contact Phone NumberCall the hotline (800) 503-3724. |