Compare Allstate vs. Nationwide Insurance

Get affordable car insurance quotes from top companies like Allstate and Nationwide Compare Auto Insurance Rates

Allstate and Nationwide are two popular companies when it comes to auto insurance. Nationwide as rated the #4 auto insurer in 2015, while Allstate only ranked at #7. Still, both companies have a wide selection of driver discounts and helpful mobile apps for managing your auto policies.

Both companies have extensive roadside assistance programs, but Nationwide’s roadside service is only offered in select states. Allstate and Nationwide rank quite equally in financial strength and J.D. Power ratings, and they both have A ratings from the Better Business Bureau.

So which one offers the discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Allstate Nationwide
Best If Allstate
  • You want easy, online tools to access your account
Nationwide
  • You want a fast and fair claims process
Worst If Allstate
  • You're looking for low priced premiums
Nationwide
  • You want strong online or mobile services

Special Car Insurance Discounts

Allstate Nationwide
Allstate Nationwide

Paperless Documents

Nationwide has a unique discount that saves customers money and saves the company (and the planet) paper. Going paperless simply means sending all the bills, or documents you’d otherwise receive in the mail over to e-mail. It’s an easy way to save paper and keep better track of your important insurance documents. Read more about the Paperless Documents discount.

Compare Insurance Prices

Comparing quotes is the best way to get the lowest rates from top insurers like Allstate and Nationwide. QuoteWizard is an independent company that helps you find the right policy at the best rate.

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Standard Car Insurance Discounts

Bundling Coverage Discounts Allstate Nationwide
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features Allstate Nationwide
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Allstate Nationwide
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Allstate Nationwide
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Allstate Nationwide
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Allstate Nationwide
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Allstate Auto Insurance Nationwide Auto Insurance
2016 322 53
2015 460 112
2014 569 90
2013 530 134

U.S. Auto Insurance Shopping Study (2016)

Allstate Auto Insurance Nationwide Auto Insurance
Overall Purchase Experience Below average Average
Policy Offerings Average Average
Pricing Below average Average
Local Agent Average Average
Call Center Representative Below average Average
Insurer Website Average Average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Allstate Auto Insurance Nationwide Auto Insurance
Overall Satisfaction Average Above average
First Notice of Loss Average Above average
Service Interaction Average Above average
Appraisal Above average Above average
Repair Process Below average Above average
Rental Car Experience Above average Average
Settlement Average Average

Financial Strength Ratings

Allstate Auto Insurance Nationwide Auto Insurance
A.M. Best A+ A+
Moody's Aa3 A1
S&P's AA- A+

Mobile Apps

Allstate Nationwide
Allstate

Allstate Mobile has all the information you need on policies and claims. You can download the Allstate mobile app here, or text ALLSTATEAPP to 25788.

Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving. Download the Drivewise mobile app here.

Digital Locker is another Allstate app that lets you create an inventory of all the items in your home. It then stores the information securely in the cloud. This app lets you keep a visual log of all your valuable items. Digital Locker makes managing personal items and property easy and quick. Download the Digital Locker app here.

GoodRide is a great app from Allstate for motorbike owners. It lets you input details about your bike. You can also enter information about your route, time, and mileage each time you go out for a ride. GoodRide also keeps track of all your repairs and miles. Download GoodRide mobile app from Allstate here.

Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free! Download the Allstate Motor Club app here.

Nationwide

Nationwide Mobile App

This app allows you to:

  • Pay your bills
  • File or view a claim
  • Get in touch with your agent
  • And much more. All with a single touch

Download the Nationwide Mobile App app.

Nationwide Mobile Banking App

This app can be downloaded to your web browser or your mobile phone. The app grants you access to your Nationwide bank accounts. It also lets you stay on top of your insurance related finances. You can deposit checks or pay insurance bills at home or by phone. Click here for more information and to download the Mobile Banking App.

Roadside Assistance

Allstate Nationwide
Allstate

Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way.

Allstate has 3 service options for drivers to choose from with many levels of service.

Allstate Motor Club

Platinum Elite Member $99/year

  • 24-Hour emergency service covered up to $250 per instance
    • Towing
    • Tire change
    • Gas delivery
    • Lockouts
  • Motorcycle & RV Coverage
  • $10,000 Theft/Hit and Run Protection
    • Will pay up to $10,000 to witnesses that provide information leading to the arrest of the thief or assailant
  • $2,000 Arrest Bond Certificate
    • If you’re jailed for a moving violation, Allstate will post $2,000 bail to get you out of jail. Limitations on bail amount in certain states
  • $1,500 Trip Interruption Benefit
    • If your car breaks down away from home Allstate will cover lodging, meals ,and travel
  • Free CARFAX Vehicle History Report ( typically cost $40)
  • Travel Savings & Discounts
    • Hotel
    • Car rental
    • Airline
    • Access Savings Mobile app. Lets you search for discounts near you

Good Hands Rescue

Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers.

Good Hands Rescue app gives you:

  • GPS to get service to you quicker
  • Real-time updates to give you an ETA of service arrival
  • Locate the nearest repair center

Roadside Services Included

    Towing
  • Gas delivery
  • Jump-starts
  • Lockouts
  • Tire changes

Towing & Labor Coverage

Can be bought as an add-on to your Allstate insurance policy.

Basic services include

  • Towing
  • Lockouts
  • Fuel Delivery
  • Tire Changes
  • Jump-starts
Nationwide

Nationwide Roadside Assistance

Nationwide Roadside Assistance offers two levels of coverage that apply to everyone on your policy. It doesn't matter who's car you might be in.

Nationwide Roadside Assistance Basic

Services covered:

  • Towing up to 15 miles
  • Winching
  • Gas delivery
  • Battery service
  • Lockout service up to $100
  • Tire replacement

Nationwide Roadside Assistance Plus

Covers all the services of the basic plan plus:

  • Towing up to 100 miles
  • Trip interruption coverage that will reimburse the cost

Contact Phone Number

Call 1 (800) 421-3535.

Visit Nationwide's roadside service website here. This service can help if you need a: locksmith, jumpstart, tire fixed, tow, or gas delivered.