Compare AIG vs. SafeAuto Insurance

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Which Company Will Save You the Most Money?

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Safe Auto and AIG are both top names in the world of insurance. Safe Auto was founded in 1993, and AIG was founded in 1919. While AIG is liked for its variety of insurance products and fast follow-up, Safe Auto is liked for its low premiums and friendly customer service. Additionally, AIG is ranked the #1 commercial insurer in the U.S. and Canada.

However, AIG’s customer service reps aren’t as friendly, and Safe Auto is known to have a lengthy and inconvenient claims process. Safe Auto lacks financial strength ratings, but AIG has excellent ratings from the top financial services.

So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  AIG Safe Auto
Best If AIG
  • You want a wide selection of insurance products
Safe Auto
  • You want incredibly low insurance rates
Worst If AIG
  • You want to establish close, strong relationships with your insurance agent--the company is so big that forming connections can be difficult
Safe Auto
  • You want a quick claims process

Special Car Insurance Discounts

AIG Safe Auto
AIG

AIG provides roadside services such as gas, oil, tire, or battery replacement. It also covers labor expenses and delivery costs up to a certain amount. 

Safe Auto

Standard Car Insurance Discounts

Bundling Coverage Discounts AIG Safe Auto
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features AIG Safe Auto
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History AIG Safe Auto
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships AIG Safe Auto
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances AIG Safe Auto
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts AIG Safe Auto
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

AIG Insurance SafeAuto Insurance
2016 11 46
2015 29 82
2014 22 105
2013 17 36

U.S. Auto Insurance Shopping Study (2016)

AIG Insurance SafeAuto Insurance
Overall Purchase Experience
Policy Offerings
Pricing
Local Agent
Call Center Representative
Insurer Website

U.S. Auto Insurance Claims Satisfaction Study (2015)

AIG Insurance SafeAuto Insurance
Overall Satisfaction
First Notice of Loss
Service Interaction
Appraisal
Repair Process
Rental Car Experience
Settlement

Financial Strength Ratings

AIG Insurance SafeAuto Insurance
A.M. Best A- --
Moody's A1 --
S&P's A+ --

Mobile Apps

AIG Safe Auto
AIG Safe Auto

The SafeAuto Mobile App lets you manage your insurance policy quickly and conveniently from your mobile device. With the app, you can pay your insurance premiums, view your insurance ID cards or policies, call customer service, and use the “Name Your Car” tool. To download the app for iPhone or Android, click here

Roadside Assistance

AIG Safe Auto
AIG Safe Auto

SafeAuto offers towing and roadside assistance as a coverage option for your auto insurance policy. With this coverage, towing services and certain repair costs will be covered so you and your car can get back on the road as soon as possible.