Compare AIG vs. MetLife Insurance

AIG and MetLife are two well-known companies in the auto insurance industry. MetLife was founded in 1863, and AIG was founded in 1919. While, AIG is better for customers looking for a wide variety of products, it’s not good if you want a close relationship with your agent. On the other hand, MetLife is better for customers who want helpful and knowledgeable representatives, but not food for customers who want a smooth follow-through process.

Nonetheless, both AIG and MetLife have an incredible variety of discounts for customers, and excellent financial strength. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  AIG MetLife
Best If AIG
  • You want a wide selection of insurance products
MetLife
  • You want helpful, knowledgeable reps
Worst If AIG
  • You want a close, strong relationship with your insurance agent. The company is so big that forming bonds can be difficult
MetLife
  • You want a smooth follow-through with your agent/policy

Compare Insurance Prices

Comparing quotes is the best way to get the lowest rates from top insurers like AIG and MetLife. QuoteWizard is an independent company that helps you find the right policy at the best rate.

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Special Car Insurance Discounts

AIG MetLife
AIG

AIG provides roadside services such as gas, oil, tire, or battery replacement. It also covers labor expenses and delivery costs up to a certain amount. 

MetLife

Deductible Savings Benefit

This discount can save you $50 for every year you don’t file an insurance claim. If you have a covered loss, you can also earn up to $250 and use that towards your insurance deductible.

12% Superior Driver Discount

You can earn up to 12 percent if you and every driver in your home has a great driving records.

20% MetRewards Discount

Save up to 20 percent through the MetRewards program. You’re eligible for the 20 percent option if you have no claims or violations for five years.

Standard Car Insurance Discounts

Bundling Coverage Discounts AIG MetLife
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features AIG MetLife
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History AIG MetLife
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships AIG MetLife
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances AIG MetLife
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts AIG MetLife
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

AIG Insurance MetLife Insurance
2016 11 181
2015 29 333
2014 22 305
2013 17 323

U.S. Auto Insurance Shopping Study (2016)

AIG Insurance MetLife Insurance
Overall Purchase Experience Below average
Policy Offerings Below average
Pricing Below average
Local Agent Below average
Call Center Representative Below average
Insurer Website --

U.S. Auto Insurance Claims Satisfaction Study (2015)

AIG Insurance MetLife Insurance
Overall Satisfaction Below average
First Notice of Loss Below average
Service Interaction Below average
Appraisal Average
Repair Process Below average
Rental Car Experience Average
Settlement Below average

Financial Strength Ratings

AIG Insurance MetLife Insurance
A.M. Best A- A+
Moody's A1 Aa3
S&P's A+ A+

Mobile Apps

AIG MetLife
AIG MetLife

MetLife US App

This app lets you securely access your account on the go. Use it to: report auto accidents, pay premiums, and submit any insurance claims you may have. The app has two unique features: one lets you find a dentist in your area. The the other provides access to vision providers near you.

To download the app for iPhone, click here. To download the app for Android, click here.

Roadside Assistance

AIG MetLife
AIG MetLife

Contact Phone Number

For roadside assistance, call our hotline: 1-800-854-6011.