Compare AIG vs. Erie Insurance

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Two well known companies in the auto insurance industry world are AIG and Erie. AIG was founded first in 1919, six years later in 1925 Erie was founded. AIG is well liked because they offer a wide variety of insurance products, while Erie is well liked because they have excellent customer service.

However, Erie isn’t as affordable some other competitors and AIG is such a large company it's hard to foster strong relationships with your insurance agent. Still, both of these companies received an A+ rating from the Better Business Bureau.

So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  AIG Erie
Best If AIG
  • You want a wide selection of insurance products
Erie
  • You want excellent customer service
Worst If AIG
  • You want to establish close, strong relationships with your insurance agent--the company is so big that forming connections can be difficult
Erie
  • You want more affordable insurance premiums

Special Car Insurance Discounts

AIG Erie
AIG

AIG provides roadside services such as gas, oil, tire, or battery replacement. It also covers labor expenses and delivery costs up to a certain amount. 

Erie

Other Discounts:

  • Safe Driving Course Discount
  • Driver Training Discount
  • Accident Prevention Course Discount

Standard Car Insurance Discounts

Bundling Coverage Discounts AIG Erie
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features AIG Erie
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History AIG Erie
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships AIG Erie
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances AIG Erie
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts AIG Erie
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

AIG Insurance Erie Car Insurance
2016 11 43
2015 29 40
2014 22 35
2013 17 19

U.S. Auto Insurance Shopping Study (2016)

AIG Insurance Erie Car Insurance
Overall Purchase Experience Among the best
Policy Offerings Above average
Pricing Among the best
Local Agent Above average
Call Center Representative --
Insurer Website --

U.S. Auto Insurance Claims Satisfaction Study (2015)

AIG Insurance Erie Car Insurance
Overall Satisfaction Average
First Notice of Loss Average
Service Interaction Above average
Appraisal Average
Repair Process Among the best
Rental Car Experience Average
Settlement Average

Financial Strength Ratings

AIG Insurance Erie Car Insurance
A.M. Best A- A+
Moody's A1 --
S&P's A+ A

Mobile Apps

AIG Erie
AIG Erie

eSSENTIAL Accessibility App is a free mobile app for you to use to navigate Erie Insurance’s website from your mobile device. It’s specifically geared for those with physical disabilities who have trouble navigating with a mouse. The app has keyboard and mouse replacement options and aims to empower the disabled community. To read more and download the app, click here. 

Roadside Assistance

AIG Erie
AIG Erie

Erie Emergency Road Service

Emergency Road Service coverage is offered as part of your existing car insurance policy. Road Service covers labor costs thru their nationwide roadside assistance partner Agero.

Service Covered

  • Towing
  • Flat tire
  • Battery service
  • Gas delivery

Contact Phone Number

Erie Emergency Road Service Hotline: (800) 367-3743