On average, your neighbors pay $77 a month.See Your Rates
Georgetown, Texas, has been known as the “Red Poppy Capital of Texas” for the past 26 years. Why? Georgetown is one of the only places in the US where red poppies reseed themselves from year to year. In honor of that, the city holds an annual Red Poppy Festival that has grown as popular as the plant itself. Something that doesn’t have to grow like a weed if you call Georgetown home: your car insurance rates.
How much is car insurance in Georgetown, TX? Auto insurance in Georgetown can be expensive. In fact, much of Texas has higher than normal car insurance rates. The average cost of auto insurance in Texas is $934.22 per year. The national average cost is $889.01.
Prices will vary depending on your driving record and the total number of claims filed in your zip code.
|Total Cost Per Year||$934.22|
|Price Per Month||$77.85|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average Texas auto insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, car insurance rates in Texas increased from $808 in 2011 to $934 in 2015, a jump of $125, or 15.48 percent.
QuoteWizard helps consumers compare quotes from both top national companies and local agents. Comparing quotes can help you find cheap car insurance rates near Georgetown, Texas and and save up to 40% on your premium.
Last year, 1,576 people used QuoteWizard to compare auto insurance quotes in Georgetown, TX from multiple companies to find the cheapest rates.
Here are the most common car insurance companies reported by QuoteWizard users living in Georgetown, Texas last year. Only 45 were not insured when they requested a quote.
Other popular car insurance companies that serve Georgetown, Texas: 21st Century, AIG, Allied Group, American Family, Amica Mutual, Country Financial, and Erie.
These are the most common car makes and models owned by Georgetown, TX drivers who requested quotes through QuoteWizard last year.
Georgetown, Texas, has a minimum liability coverage requirement known as the 30/60/25 rule. This means each policy must include at least:
Driving conditions like weather and traffic congestion can influence your insurance rates.
Georgetown is a warm and humid city. It has long, hot summers and no dry season. Residents here get to bask in 228 sunny days (give or take a few) each year. Also, it’s not unusual for high temperatures in summer to approach 100 degrees. With all of the moisture and humidity in the air, heavy rains and flash floods can be a serious problem in this area. Thunderstorms often produce hail, some of it damaging. One upside to Georgetown’s weather: it almost never freezes or snows.
TRIP reports that Austin drivers waste as much as $706 a year on fuel, time, and car repairs due to the large number of potholes and ruts, as well as the rough street conditions. Also, 28% of the region’s major roads are in poor condition and need immediate repair. Another 62% of roadways are rated mediocre. Because Georgetown is located just 30 miles away from Austin, the two cities have similar road conditions.
Traveling along Interstate 35 can be stressful for Georgetown residents. This highway sees a lot of traffic congestion from Austin all the way to San Antonio. According to TomTom's annual traffic index report, Austin is the 21st worst city in the US for traffic congestion. The average driver spends an extra 30 minutes per hour and 115 hours a year stuck in traffic during rush-hour commutes that last at least 60 minutes.
To ease congestion in this area, the Federal Highway Administration partnered with The Lone Star Rail District to construct a light rail system that would cover 120 miles between Georgetown and San Antonio. Such a system would go a long way toward alleviating traffic on I-35.
Moving violations like speeding, failure to yield, or at-fault accidents give people bad driving records. This means that when you get a ticket, points are added to your driver's license. These points can remain on your driving history for up to three years. If you accumulate too many points within a three-year period, your insurer could move you to an expensive non-standard, high-risk policy.
The City of Georgetown Municipal Court website allows you to pay traffic citations, tells drivers how to contest tickets, and provides helpful traffic court information.
If you've been convicted of a DWI and need to obtain an SR-22 form, request a quote. We'll connect you with local insurance agents from top insurance companies that specialize in Georgetown DWI insurance.
Georgetown reported 34 crashes involving alcohol or drugs in 2017. These accidents involving impaired drivers caused 25 injuries and but no fatalities.
Georgetown officials reported 1,040 car crashes in 2017. These crashes resulted in 348 injuries, 30 of them serious.
Georgetown experienced seven fatal collisions in 2017 resulting in seven deaths. All traffic deaths are a tragic loss, and considering Georgetown's estimated population of 70,685, this is one of the nation's safer cities in terms of traffic fatalities.
Georgetown reported 35 vehicle thefts in 2017. This is a rate of 0.50 per 1,000 residents, well below the national rate of 2.37 stolen cars per 1,000 people.
If you want to find affordable car insurance, discounts are one of the best ways to lower your rates. Below are only some of the auto insurance discounts available to drivers in Georgetown, TX.
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