On average your neighbors pay $67 a month.See Your Rates
Elmhurst, Illinois, is small city located a short 18 miles—or 40 minutes—away from Chicago. Residents and visitors alike can easily travel between the two taking the Metra commuter train or driving on Interstate 290 East or I-90. If you plan to use the second option, you're going to need cheap car insurance.
How much is car insurance in Elmhurst, IL? Rates here can be expensive with many locals pating higher premiums than both the state and national average. The average cost of auto insurance in Illinois is $803.64 per year. The national average price is $889.01.
Prices will vary depending on several factors including your driving record, gender, type of car, policy limits, and the number of claims filed in your ZIP code.
|Total Cost Per Year||$803.64|
|Price Per Month||$66.97|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in Illinois' average insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Illinois car insurance rates increased from $727 in 2011 to $803 in 2015, a jump of $76, or 10.49 percent.
QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. QuoteWizard can help you find cheap car insurance rates near Elmhurst, Illinois and save up to 40% on your premium.
Last year, many people used QuoteWizard to compare car insurance quotes in Elmhurst, IL from multiple companies to get the lowest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users in Elmhurst, Illinois, last year.
These are the most common car makes and models owned by Elmhurst, IL drivers requesting quotes through QuoteWizard last year.
Elmhurst, Illinois, has a minimum liability coverage requirement known as the 25/50/20. This rule means each policy must include at least:
Driving conditions like weather and traffic congestion are factors that can influence Elmhurst insurance rates.
Elmhurst, IL has a warm climate, which means hot summers, severe winters, and no dry season. On average, the city’s residents see 189 days of full or partial sunshine every year. They also experience around 109 days with measurable precipitation. On a related note, Elmhurst gets 24 inches of snowfall in an average year.
According to Tripnet.org, 67 percent of the major roads in Illinois are in either poor or mediocre condition. These poorly maintained roads costs drivers $4.4 billion or $540 per motorist in extra vehicle operating costs per year. These costs are a direct result of driving on rough roads that can damage cars and contribute to car accidents.
If you want to report a pothole in your area, fill out a form to report concern. If it is urgent, call 630-530-3000.
Moving violations like drunk driving, running a red light, at-fault accidents, and speeding tickets will give you a bad driving record and higher insurance rates.
The DuPage County Clerk of the Circuit Courts website allows residents to pay traffic tickets and look up court locations and other important traffic court information.
The Elmhurst Police Department issued 548 traffic citations in 2015.
According to AAIM, DuPage County police made 95 arrests for suspicion of driving under the influence (DUI) in 2015.
Elmhurst PD arrested 16 drivers for suspicion of DUI. In other words, 17 percent of the DUI arrests in the county came from Elmhurst.
A DUI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Elmhurst DUI insurance.
Elmhurst reported 1,154 car accidents in 2014. Of those, 248 of them resulted in personal injury and one resulted in a fatality.
According to Neigborhoodscout, Elmhurst experienced just five motor vehicle thefts in 2015. That’s a theft rate of 0.11 per 1,000 residents—much lower than the national average of 2.16 per 1,000.
Discounts are one of the best ways to lower your insurance rates. These are some of the auto discounts available to drivers in Elmhurst, IL depending on what's offered by your carrier.
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