On average your neighbors pay $104 a month.See Your Rates
Founded in 1664, Elizabeth was the first capital of the state of New Jersey. That's just the first of many firsts for which Elizabeth is known. Elizabeth also gave us the first ice cream soda, one of the first modern sewing machines, the first submarine, and the state’s first assembly-line carmaker.
How much is car insurance in Elizabeth, NJ? Car insurance rates in Elizabeth are higher than the national average. Which makes sense, as New Jersey is the most expensive state in America for this type of insurance. The average cost of auto insurance in New Jersey is $1,265.69 per year. The national average price is $889.01.
Prices will vary depending on multiple factors including your driving record and the number of points on your driver's license, limits, coverage, your car, and the number of claims filed in your zip code.
|Total Cost Per Year||$1,265.69|
|Price Per Month||$104.72|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average New Jersey insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, New Jersey car insurance rates increased from $1,186 in 2011 to $1,263 in 2015, a jump of $79, or 6.70 percent.
QuoteWizard helps consumers compare quotes from both top national insurance companies and local agents. Comparing quotes can help you find cheap car insurance rates near Elizabeth, New Jersey and save up to 40% on your premium.
Last year, 1,178 people used QuoteWizard to compare auto insurance quotes in Elizabeth, NJ from multiple companies to lower their rates.
This is our list of the top most common car insurance companies reported by QuoteWizard users living in Elizabeth, New Jersey last year. Of these users, only 39 did not have insurance when they requested a quote.
Other popular Elizabeth, New Jersey car insurance companies: AIG, Hartford, Nationwide, USAA, MetLife, Farm Bureau, American Family, and Amica.
These are the most common car makes and models owned by Elizabeth, NJ drivers who requested quotes through QuoteWizard last year.
Elizabeth, New Jersey has a minimum coverage requirement known as the 15/30/5 rule. This means each policy must include at least the following three components:
Driving conditions like weather and traffic congestion can influence your insurance rates.
Elizabeth’s climate is warm and humid. That means long, hot summers and little to no dry season. On average, the city sees around 206 sunny days annually. Rain is common here as well, with 46 inches of it falling in an average year. Residents are used to dealing with snow too. An average of 26 inches of the fluffy stuff falls every year, which is a big deal thanks to its impact on local driving conditions.
According to TRIPNET, 37 percent of New Jersey's major roads are in poor condition. These pothole-filled roads cost motorists a total of $6.9 billion annually—or $632 per motorist—in extra vehicle operating costs.
Moving violations such as failure to stop, drunk driving, speeding tickets, and accidents can add points to your driver's license. You could end up with a bad driving record and need to purchase expensive high-risk auto insurance.
The Municipal Court page on the City of Elizabeth website provides important court information, including hours of operation and how you can pay off traffic infractions.
The Elizabeth Municipal Court filed 105,780 traffic cases in 2015. That’s a 9 percent decrease from the 115,868 traffic cases filed in 2014.
Elizabeth filed 171 driving while influenced (DWI) cases in 2015. That’s equal to the number of DWI cases filed in 2014.
A DWI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Elizabeth DWI insurance.
Union County reported 29,629 car accidents in 2017.
Union County reported 33 traffic fatalities in 2017. Though all traffic fatalities are unfortunate,when you consider that Elizabeth, NJ has an estimated population of 130,215, this is a relatively safe place to drive.
The City of Elizabeth experienced 896 motor vehicle thefts in 2016. This adds up to a high theft rate of 6.88 per 1,000 people. That’s more than double the national average theft rate of 2.37 per 1,000. This is bad news for Elizabeth drivers, as it surely affects residents’ insurance rates.
Discounts are one of the best ways to lower your rates. These are some of the auto insurance discounts available to drivers in Elizabeth, NJ.
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