On average your neighbors pay $104 a month.See Your Rates
Camden, New Jersey's proximity to Philadelphia means residents and visitors alike regularly travel between both cities. It's so easy for them to do so because of the city’s great transportation options. For example, there’s the PATCO Speedline, the NJ Transit River LINE, the RiverLink Ferry, and the Walter Rand Transportation Center.
Of course, if you prefer driving to public transportation, you’re going to need great car insurance.
How much is car insurance in Camden, NJ? Residents of Camden shouldn't be surprised to hear that premiums here are higher than the national average. New Jersey is the most expensive state in America for car insurance. One reason is the high crime rate. The average cost of auto insurance in New Jersey is $1,265.69 per year. The national average price is $889.01.
Prices vary depending on your driving record, limits, coverage, and the number of claims filed in your zip code, though, so you may pay less.
|Total Cost Per Year||$1,265.69|
|Price Per Month||$104.72|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average New Jersey insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, New Jersey car insurance rates increased from $1,186 in 2011 to $1,263 in 2015, a jump of $79, or 6.70 percent.
QuoteWizard will connect you to national insurance companies and local agents so you can compare rates. Shop around in that way and you could save up to 40 percent on your premium.
Last year, many people used QuoteWizard to compare car insurance quotes in Camden, NJ from multiple companies to find the cheapest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users living in Camden, New Jersey last year. Of those users, 47 did not have insurance at the time they requested a quote.
These are the most common car makes and models owned by Camden, NJ drivers who requested quotes through QuoteWizard last year.
Camden, New Jersey has a minimum coverage requirement known as the 15/30/5 rule. This means each policy must include at least the following three components:
Driving conditions like weather and traffic congestion are factors that can influence your insurance rates.
Camden residents enjoy a warm climate with long, hot summers and no dry season. They can expect around 204 days each year of full or partial sunshine and another 89 days with measurable precipitation. In an average year, Camden receives 45 inches of rainfall. That’s a big deal because this kind of weather can produce slick roads and dangerous driving conditions. Another weather condition Camden commuter's need to be aware of is snowfall. On average, Camden sees 24 inches of snow every year.
According to TRIPNET, 37 percent of New Jersey's major roads are in poor condition. These pothole-filled roads cost motorists a total of $6.9 billion annually in extra vehicle operating costs. That’s $632 per driver.
If you want to report a pothole in Camden, contact the Public Works Hotline at 856-757-7034.
Moving violations like speeding tickets, accidents, running a red light, and drunk driving will give you a bad driving record and can flag you as a high-risk driver. This will lead to higher insurance rates.
The Camden Municipal Courts website allows you to pay traffic tickets, provides information on violations and penalties, and provides helpful traffic court information.
The Camden Municipal Court resolved 86,416 traffic cases in 2015. This is a three percent decrease from the 89,403 cases resolved in 2014. Traffic cases include drunk driving, moving violations, and parking violations.
Camden Municipal Court also resolved 825 DWI cases in 2015. That’s a 42 percent increase from the 580 DWI cases resolved in 2014.
A DWI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Camden DWI insurance.
Camden County reported 14,723 car accidents in 2014. That’s three percent less than the 15,151 accidents reported in 2013.
Camden County suffered 38 traffic fatalities in 2014. This is a 23 percent increase from the 31 fatalities in 2013.
Camden experienced 321 motor vehicle thefts in 2014. That’s a theft rate of 4.15 per 1,000 residents. This is more than double the national average of 2.16 per 1,000 people. According to this data, Camden isn’t the safest place to own a car, which can have a negative impact on car insurance rates.
Do you want cheap car insurance? Discounts are one of the best ways to lower your rates. These are some of the car insurance discounts available to drivers in Camden, NJ. Get a quote to find out which discounts you may qualify for from your current or multiple insurance companies.
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