On average your neighbors pay $104 a month.See Your Rates
With a population of just 75,072, Brick Township, New Jersey, is one of the many Jersey Shore cities with a beachy feel and an abundance of charm.
That’s not all it offers both residents and visitors. A 2006 Morgan Quinton study named Brick "America's Safest City," for example. And it’s earned many other accolades as well.
How much is car insurance in Brick, NJ? Residents shouldn't be surprised to hear that insurance premiums in Brick are higher than the national average. New Jersey is the most expensive state in America for car insurance. The average cost of auto insurance in New Jersey is $1,265.69 per year. The national average price is $889.01.
Prices will vary depending on limits, coverage, and the number of claims filed in your zip code, so you may pay less.
|Total Cost Per Year||$1,265.69|
|Price Per Month||$104.72|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average New Jersey insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, New Jersey car insurance rates increased from $1,186 in 2011 to $1,263 in 2015, a jump of $79, or 6.70 percent.
QuoteWizard thinks the residents of such an acclaimed city deserve cheap car insurance, too. Not only that, but we can help make it happen.
We do that by connecting people with national insurance companies and local agents. In fact, you can save up to 40 percent on your premium.
Last year, many people used QuoteWizard to compare quotes, from multiple companies and find the cheapest car insurance rates in Brick, NJ.
This is our list of the most common car insurance companies reported by QuoteWizard users living in Brick, New Jersey last year. Only 20 of these users were uninsured.
These are the most common car makes and models owned by Brick, NJ drivers requesting quotes through QuoteWizard last year.
Brick, New Jersey has a minimum coverage requirement known as the 15/30/5 rule. This means each policy must include at least the following three components:
Driving conditions like weather and traffic congestion are factors that can influence your insurance rates.
Brick tends to have warm summers, as most longtime residents will tell you. In fact, they usually see around 206 days of full or partial sunshine every year. It's not all sunshine and clear skies though; on average, people in Brick deal with some amount of precipitation on 105 days annually. The city also receives around 10 inches of snowfall in a typical year. These weather conditions can cause slick road and dangerous driving conditions.
According to TRIPNET, 37 percent of New Jersey's major roads are in poor condition. These poorly maintained roads cost motorists a total of $6.9 billion annually in extra vehicle operating costs. That’s $632 per motorist.
If you want to report a pothole in Brick, call 732-262-4602.
Moving violations like speeding tickets, accidents, running a red light, and drunk driving will give you a bad driving record and can flag you as a high-risk driver. This will lead to higher insurance rates.
The Brick Municipal Court website provides residents with an FAQ section and allows them to pay traffic summons.
Brick Municipal Court resolved 14,049 traffic cases in 2015. That’s a 58 percent decrease from 2014’s 33,731 traffic cases.
The court also resolved 246 DWI cases in 2015. That’s a 13 percent decrease from the 284 DWI cases resolved in 2014.
A DWI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Brick DWI insurance.
New Jersey’s Ocean County reported 16,540 car accidents in 2014. That’s a 6 percent decrease from the 17,658 car accidents in 2013.
Ocean County also reported 45 traffic fatalities in 2014. That’s an eight percent decrease from the 49 fatalities in 2013.
Discounts are one of the best ways to lower your rates. These are some of the auto insurance discounts available to Brick, NJ drivers. Get a quote to find out which discounts you may qualify for from your current or multiple insurance companies.
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