Best Auto Insurance Rates in Bradenton, Florida

On average your neighbors pay $98 a month.

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Compare Auto Insurance in Bradenton

Friday, November 9 2018 By QuoteWizard

Average Bradenton Car Insurance Rates

How much is car insurance in Bradenton, FL? An average premium here is higher than both the state and national average. The average cost of auto insurance in Florida is $1,185.25 per year. The national average price is $889.01.

Prices may vary depending on your driving history and the number of claims filed in your zip code.

Florida Average Annual Car Insurance Rates
Coverage Rates
Liability $857.64
Collision $282.96
Comprehensive $116.53
Total Cost Per Year $1,185.25
Price Per Month $98.77
Source: Facts + Statistics: Auto insurance

The graph below shows the change in Florida's insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Florida car insurance rates increased from $1,090 in 2011 to $1,140 in 2015, a jump of $94, or 8.68 percent.

Florida average car insurance rates

QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Bradenton, Florida and save up to 40% on your premium.

Last year, 5,121 people used QuoteWizard to compare car insurance quotes in Bradenton, FL from multiple companies and get the cheapest rates.

Best Car Insurance Companies in Bradenton, FL

These are the 10 most common car insurance companies reported by QuoteWizard users living in Bradenton, Florida last year.

  1. GEICO
  2. Progressive
  3. Allstate
  4. State Farm
  5. Esurance
  6. AIG
  7. Liberty Mutual
  8. AAA
  9. Travelers
  10. Nationwide

Other popular Bradenton car insurance companies: Infinity, Hartford, Safeco, USAA, MetLife, Farmers, Mercury, Country Financial, and Florida Farm Bureau.

Top 10 Vehicles

These are the most common car makes and models owned by Bradenton, FL drivers requesting quotes through QuoteWizard last year.

  1. Ford F150
  2. Honda Accord EX/LX
  3. Ford Mustang
  4. Cadillac DeVille
  5. Toyota Camry LE/XLE/SE
  6. Ford Explorer
  7. Toyota Prius
  8. Honda Civic LX
  9. Hyundai Sonata GLS
  10. Ford Ranger

Minimum Car Insurance Requirements in Bradenton, FL

Bradenton, Florida has a minimum coverage requirement known as the 10/20/10 rule, which means each policy must include at least:

  • Property Damage Liability (PDL): $10,000.
    This is the maximum amount that your insurance company will pay for property damage caused by a car accident. This includes all physical damage such as vehicle damage, damage to road signs and telephone poles. And any other non-medical expenses caused by a car accident.
  • Personal Injury Protection (PIP): $10,000.
    Also called Florida No Fault Insurance. It's the maximum your insurance company will pay for injuries from a car accident no matter who is at fault.

Moving Violations

Moving violations such as speeding tickets, red light infractions, and drunk driving can drive your insurance rates sharply higher.

Traffic Tickets

The Manatee County Clerk of Circuit Court and Comptroller website allows you to pay traffic citations. It also tells drivers how to plead not guilty and contest tickets or elect to attend driver improvement school. It also provides helpful traffic court information.

Bradenton, FL police issued 5,816 uniform traffic citations for moving violations in 2013.

SR-22 or FR-44 DUI Insurance

A DUI conviction may require you to obtain an SR-22 or FR-44 form. Request a quote and we'll will connect you with local agents from companies that specialize in Bradenton DUI insurance.

Car Accident Statistics

Bradenton Police reported 798 car crashes in 2016 resulting in 335 injuries. This number was much worse than the 641 crashes in 2015.

Traffic Fatalities

Bradenton reported 3 fatal car crashes in 2016. This was a huge improvement over the seen traffic fatalities recorded in 2015.

Vehicle Theft Rates

Bradenton reported 96 vehicle thefts in 2016. This is a rate of 1.76 per 1,000 city residents. This is well below the national rate of 2.20 thefts per 1,000.

Car Insurance Discounts

Are you looking for affordable car insurance? Discounts are one of the best ways to lower your rates. These are some of the many auto insurance discounts available to Bradenton, FL.

  1. Bundle your auto policy with your homeowners, renters, or life insurance. Bundling is one of the best discounts because can save you more than any other single discount. Bundling insurance policies together under one insurer can knock as much as 20% off your premium
  2. Active duty and retired members of the Military, National Guard, or Reserves are entitled to discounts for their service
  3. Safe driver. Do you have a perfect driving record with no tickets or accidents? You may qualify for the safe driver or accident-free discount
  4. Get a new car with advanced safety features like electronic stability control or anti-lock brakes. If the car has anti-theft devices or a car alarm system you can save even more
  5. Are you married or getting married soon? Some insurers offer a discount to married couples
  6. If you're 55 or older you could qualify for either the senior discount or the 55 and retired discount

Sources:

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