On average your neighbors pay $71 a month
Boulder, Colorado is home to one of the last operating Chautauquas in the U.S. The Chataqua movement began in the early 1870's and reached Boulder by 1898. It fostered learning through lectures, performing arts, music and a love for nature.
How much is car insurance in Boulder, CO? Premiums here can be expensive, but how much you pay depends on a variety of factors. The average cost for auto insurance in Colorado is $857.44 per year. The national average cost is $889.01.
Prices vary depending on a driver’s policy limits, coverage, and the number and type of claims filed in their zip code.
|Total Cost Per Year||$857.44|
|Price Per Month||$71.45|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in Colorado's average auto insurance rate from 2011 to 2015, the most recent year the data is available. According to the III, Colorado car insurance rates increased from $723 in 2011 to $857 in 2015, a jump of $133, or 18.49 percent.
QuoteWizard helps Boulder residents compare car insurance quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Boulder, Colorado and save up to 40% on your premium.
Last year, 1,312 people used QuoteWizard to compare auto insurance quotes in Boulder, CO from multiple companies to find the best rates.
Thiese are the most common car insurance companies reported by QuoteWizard users living in Boulder, Colorado last year.
This is our list of the most common car makes and models owned by Boulder, CO drivers requesting quotes through QuoteWizard last year.
Boulder, Colorado requires that drivers carry minimum liability coverage known as the 25/50/15 rule. This means each driver's policy must include at least:
Driving conditions like weather and traffic congestion can influence your insurance rates.
Boulder enjoys a warm, dry climate. Summers are mild but sometimes hot. Winters are chilly and can be extremely cold. The sun is prevalent year round with an average of 245 sunny days per year. Precipitation averages only 19.2 inches a year but, thanks to its high elevation, Boulder receives around 83 inches of snow annually.
Tripnet.org reports that 40 percent of Colorado's major roads are in poor or mediocre condition. This costs drivers statewide $1.9 billion in extra vehicle operating costs. This works out to $468 per motorist each year.
Traffic data provider Inrix has created a traffic scorecard that ranks US cities by their traffic congestion. Boulder ranked 72nd worst US city for traffic congestion. According to Inrix, commuters spent 35 hours stuck in congestion last year, wasting 19 gallons of gas and costing commuters an average of $752.
Moving violations like speeding tickets and causing accidents will give you a bad driving record and higher insurance rates. The reason is that when you get a moving violation, points are added to your driver's license. And these points can remain on your driving history for three years. If you get a lot of tickets in a short period of time and your insurance company finds out, they will not be happy. They could even change your status from preferred to non-standard. This is a category reserved for drivers insurers think of as risky. If this happens, expect to pay a lot more for coverage when they move you to a high-risk insurance policy.
The Boulder Municipal Court website allows you to pay traffic citations, pay parking tickets, and tells drivers how to dispute tickets, and provides helpful traffic court information.
Boulder Police issued 11,038 traffic summons in 2015, an 11% decrease from the 12,530 summons issued in 2014.
Boulder Police made 481 arrests for suspicion of driving under the influence in 2016. This was a major decrease after the 568 DUI arrest made in 2015.
A DUI or DWAI conviction may require you to obtain an SR-22 form. Get a quote and we'll connect you with local insurance agents from top insurance companies that specialize in Boulder DUI/DWAI insurance.
Boulder reported 3,691 car accidents in 2016. 361 of these crashes resulted in injuries. Seven of the accidents resulted in a fatality.
During 2015, Boulder Police reported zero deaths in motor vehicle crashes, and only reported one death in 2014. With Boulder’s estimated population of 108,090, this is a remarkably safe American city in terms of traffic fatalities.
Boulder Police reported 146 vehicle thefts in 2016. This is a rate of 1.36 for every 1,000 people.
If you want to find affordable car insurance, discounts are one of the best ways to lower your rates. Below are only some of the car insurance discounts available to drivers in Boulder, CO.
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