Best Auto Insurance Rates in Arlington, Texas

On average, your neighbors pay $75 a month.

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Compare Auto Insurance Quotes in Arlington, TX

Home to the Texas Rangers, The Bowling Hall of Fame, and the original Six Flags and Hurricane Harbor, Arlington is a true gem. In the last twenty years, the Rangers have made six postseason appearances, including two World Series between 2010 and 2015. With all that success, Arlington residents and Rangers fans deserve affordable car insurance rates.

Average Arlington Car Insurance Rates

How much is car insurance in Arlington, TX? Residents shouldn't be surprised that average rates in Arlington are higher than the national average. The average cost of auto insurance in Texas is $905.64 per year. The national average cost is $866.31.

Prices may vary depending on your limits, coverage, and the number of claims filed in your zip code.

Texas Average Annual Car Insurance Rates
Coverage Rates
Liability $516.26
Collision $357.61
Comprehensive $192.33
Total Cost Per Year $905.64
Price Per Month $75.47

QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Arlington, Texas and save up to 40% on your premium.

Last year, 10,373 people used QuoteWizard to compare auto insurance quotes in Arlington, TX from multiple companies, and find the cheapest rates.

Top 10 Vehicles in Arlington

These are the most common car makes and models owned by Arlington drivers requesting quotes through QuoteWizard last year.

  1. Ford F150
  2. Honda Accord EX/LX
  3. Nissan Altima 2.5 S
  4. Ford Mustang
  5. Ford Fusion SE
  6. Chevrolet Impala
  7. Chevrolet C1500 Silverado
  8. Honda Civic DX
  9. Ford Taurus SE
  10. Chevrolet Malibu
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Best Car Insurance Companies in Arlington

These were the most common car insurance companies reported by QuoteWizard users living in Arlington, TX last year. Of these user, 1,768 were uninsured when they requested a quote.

Other popular Arlington, Texas car insurance companies: Esurance, MetLife, Safeco, American Family, 21st Century, Country Financial, Texas Farm Bureau, Hartford, Infinity, and Travelers.

Arlington Drivers

According to a recent report published by Allstate Insurance, when it comes to safe driving, Arlington ranked 157th out of 200 cities. While most US drivers go ten years without having an accident, drivers here are involved in crashes every 7.5 years. Of the 10,373 Arlington drivers that used QuoteWizard to request quotes, 651 had incidents on their driving record including DWIs, tickets, and accidents.

Arlington drivers saved up to $383 on their car insurance policies by comparing rates through our simple form.
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Driving Conditions

Several factors influencing your insurance rates are the weather, driving, and road conditions.

Weather

Arlington weather is hot and humid in the summer with chilly but not frigid winters. Spring and fall are pleasant, but springtime storms can be severe, dumping a lot of rain onto city streets, creating slick driving conditions and flooding. Snowfall and icy roads are rare in Arlington.

Road Conditions

TRIP reports that 84% of the major roads in the Dallas-Fort-Worth-Arlington metropolitan area are in poor or mediocre condition. The increasing number of potholes is especially troubling because of the damage they can cause, some of which is severe enough to warrant an insurance claim. According to TRIP, the poor condition of city streets costs local drivers an additional $791 a year due to higher vehicle operating costs, car accidents, and traffic congestion.

Traffic Congestion

Arlington is ranked together with Dallas as having the 34th worst traffic congestion in the United States. An average commuter spends an extra 23 minutes per hour stuck in traffic for every 60 minutes spent commuting during peak hour and an extra 90 hours a year for commutes lasting 30 minutes.

In another study, the Texas A&M Transportation Institute (TTI) ranked Dallas-Fort-Worth-Arlington 11th in the nation for yearly delay per commuter. According to the TTI study, residents spend an extra 53 hours a year stuck in traffic congestion and waste 22 gallons of fuel annually. The total cost per commuter is estimated by the TTI to be $1,185 per year.

Moving Violations

Moving violations such as speeding tickets, reckless driving, and accidents will give you a bad driving record and can have a huge impact on your insurance rates.

Traffic Tickets

The Arlington Municipal Court website allows you to pay traffic citations, tells drivers how to contest tickets, provides a way to request a driving safety course, and provides helpful traffic court information.

DWI Arrests

Arlington police arrested 1,306 drivers for suspicion of driving while intoxicated in 2016.

SR-22 DWI Insurance

A DWI conviction may require you to obtain an SR-22 form. Get a quote and we'll connect you with local agents from top companies that specialize in Arlington DWI insurance.

Car Accident Statistics

Arlington police reported 7,170 car crashes in 2016 resulting in 4,492 injuries, 225 of them incapacitating.

DWI Crashes and Injuries

Arlington official reported 4 fatal crashes involving alcohol or drugs in 2016. That same year, city officials also reported 257 injuries from accidents involving impaired drivers.

Traffic Fatalities

Arlington Police reported 24 fatal collisions in 2016 resulting in 26 deaths in motor vehicle crashes compared to 25 fatal collisions resulting in 27 deaths in 2015.

Given Arlington’s estimated population of 392,772, this city ranks among the nation's safest in terms of traffic fatalities per capita.

Vehicle Theft Rates

Arlington reported 878 vehicle thefts in 2016. This is a rate of 2.26 per 1,000 residents.

Legal Minimum Insurance Requirements

Arlington, Texas has a minimum coverage requirement known as the 30/60/25 rule. This means each policy must include at least the following three components:

  • Individual Bodily Injury Liability (BIL): $30,000.
    The maximum amount your insurance company will pay for an individual person injured in a car accident.
  • Total Bodily Injury Liability: $60,000.
    The most your insurer will pay in total for every person injured in a car accident.
  • Property Damage Liability (PDL): $25,000.
    The total your carrier will pay for property damage caused by a car accident.

Save With Car Insurance Discounts

Are you looking for cheap car insurance? Discounts are one of the best ways to lower your insurance rates. Below are only some of the auto insurance discounts available to drivers in Arlington, TX.

  1. Bundle your auto policy with your homeowners, renters, or life insurance. Bundling is one of the best discounts because can save you more than any other single discount. Bundling insurance policies together under one insurer can knock as much as 15% off your premium
  2. Active duty and retired members of the Military, National Guard, or Reserves are entitled to discounts for their service
  3. Have good credit. If your credit rating has recently improved, get a quote. You may find yourself paying a smaller premium
  4. Get married. Some insurers offer a discount to married drivers
  5. Keep your driving record clean with no tickets or accidents and you could qualify for the safe driver or accident-free discount
  6. Drive less. Living close to work or taking the bus once in a while could help you get the low mileage discount
  7. Get a new car to qualify for the new car discount. If the car has safety features like anti-lock brakes or electronic stability control, you might be entitled to additional discounts
  8. If you're 55 or older you could qualify for either the senior discount or the 55 and retired discount
  9. Take a defensive driving course from an accredited driver safety school
  10. Shop around and compare low-cost Arlington car insurance quotes

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