Best Auto Insurance Rates in Anaheim, California

On average your neighbors pay $68 a month.

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Compare Auto Insurance Quotes in Anaheim, CA

Anaheim, California is the home of Disneyland Resort, the Ducks, and the Angels. These, plus the Anaheim Convention Center and the Grove, brings in many tourists. As Anaheim residents know, tourists can cause traffic, which means more commute time. At least with QuoteWizard’s help, you don’t have to overpay for car insurance.

Average Anaheim Car Insurance Rates

How much is car insurance in Anaheim, CA? A higher than average frequency of accidents (and insurance claims), poorly maintained roads, and high crime means average insurance rates in Anaheim are higher than both the state and national averages. The average cost of auto insurance in California is $814.82 a year. The national average cost is $866.31.

Prices may vary depending on your zip code and the total number of claims filed.

California Average Annual Car Insurance Rates
Coverage Rates
Liability $482.18
Collision $374.31
Comprehensive $98.73
Total Cost Per Year $814.82
Price Per Month $67.90

QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Anaheim, California and save up to 40% on your premium.

Last year, 5,488 people used QuoteWizard to compare car insurance quotes in Anaheim, CA from different companies, and find the cheapest rates.

Top 10 Vehicles in Anaheim

These are the most common car makes and models owned by Anaheim drivers requesting quotes through QuoteWizard last year.

  1. Honda Accord EX/LX
  2. Toyota Camry LE/XLE/SE
  3. Ford F150
  4. Honda Civic EX/LX/DX
  5. Toyota Prius
  6. Toyota Scion XB
  7. Ford Mustang
  8. Toyota Corolla CE/LE/S
  9. Chevrolet C1500 Silverado
  10. Nissan Sentra S/SV/SR/SL
Get a quote for your vehicle. Request Quote Get a Quote For Your Vehicle

Best Car Insurance Companies in Anaheim

This is our list of the most common car insurance companies reported by QuoteWizard users living in Anaheim, CA last year.

Other popular Anaheim, California car insurance companies: Liberty Mutual, 21st Century, MetLife, USAA, Safeco, American Family, Allied Group, Country Financial, Hartford, and Century National.

Anaheim Drivers

According to a recent report published by Allstate Insurance when it comes to safe driving, Anaheim, CA ranked 188th out of 200 cities. While most US drivers go 10 years without having an accident, drivers here are involved in crashes every 6.3 years, much higher than the national average.

Anaheim drivers saved up to $383 on their car insurance policies by comparing rates through our simple form.
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Driving Conditions

Several factors that can affect insurance rates are weather, driving, and road conditions.

Weather

Anaheim has what's called a Mediterranean climate, which means residents enjoy long, hot summers and warm winter with very little rainfall with more than half the city's 14.26 inches of precipitation occurring between December and February.

Road Conditions

According to a recent study by TRIP, 60% of the major roads in Anaheim are in poor condition with 26% rated as mediocre. These poorly maintained, pothole-filled streets are cost drivers $892 a year in extra vehicle operating costs.

Moving Violations

Moving violations such as speeding tickets, red light infractions, failure to stop, and drunk driving will give you a bad driving record and raise your insurance rates.

Traffic Tickets

The Superior Court of California County of Orange traffic division website allows residents to pay traffic tickets, tells drivers how to contest tickets, and provides helpful traffic court information.

SR-22 DUI Insurance

A DUI conviction may require you to obtain an SR-22 form. Request a quote and we'll connect you with local agents from top companies that specialize in Anaheim DUI insurance.

Traffic Fatalities

In 2013, Anaheim experienced 20 deaths in motor vehicle crashes, eight of which were pedestrians. This works out to a fatality rate of 2.32 per 100,000 residents. All traffic deaths are a tragic loss, but considering Anaheim’s estimated population of 351,043 this is a relatively safe city in terms of traffic fatalities.

Vehicle Theft Rates

The Anaheim Police Department recorded 1,671 vehicle thefts in 2016. This is a rate of 4.76 per 1,000 city residents. This is more than double the national auto theft rate of 2.20 stolen cars per 1,000.

Legal Minimum Insurance Requirements

Anaheim, California drivers must follow the 15/30/5 minimum liability coverage rule. This rule requires Anaheim drivers to maintain policies that include at least:

  • Individual Bodily Injury Liability (BIL): $15,000.
    The total your insurance company will pay for one person injured in a car accident.
  • Total Bodily Injury Liability: $30,000.
    The most your insurer will pay for every person injured in a car accident.
  • Property Damage Liability (PDL): $5,000.
    The maximum your insurance carrier will pay for property damage caused by a car accident.

Save With Car Insurance Discounts

Are you looking for cheap car insurance? Discounts are one of the best ways to lower your insurance rates. These are some of the many auto insurance discounts available to Anaheim drivers. Find out which discounts you may qualify for with your current or multiple insurance companies for by getting a free quote.

  1. Keep your driving record clean. Too many tickets and especially at-fault accidents will increase your rates significantly
  2. Bundle your auto insurance with your homeowners or renters policy. Bundling can knock 15% off your premium
  3. Drive less. Living close to work can lower your rates if you qualify for the low mileage discount
  4. Get a new car with advanced safety features like electronic stability control or ant-lock brakes
  5. Remove full comprehensive coverage from your policy
  6. Drivers 55 and older may qualify for the senior discount or the 55 and retired discount
  7. Install anti-theft devices or a car alarm
  8. Live in a safe neighborhood with low crime and good drivers. People that live in neighborhoods with high crime and urban driving conditions file more claims. For you, that can mean higher rates no matter how clean your driving record is
  9. Take a defensive driving course from an accredited driving safety school
  10. Shop around and compare affordable Anaheim auto insurance quotes and discover every discount you qualify for

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