On average, your neighbors pay $73 a month.See Your Rates
With an estimated population of 120,443, Allentown is Pennsylvania’s third-largest city. That’s not all it has going for it, though. Allentown’s many exciting business districts—like Hamilton, Seventh Street, and West End—cause newcomers and long timers alike to flock to its downtown.
Unfortunately, Allentown’s proximity to Philadelphia and Pittsburgh also means residents who commute often have to deal with high car insurance rates.
How much is car insurance in Allentown, PA? You won't be surprised to learn that rates here are expensive. Many local drivers pay much more for coverage than the state and national average. The average cost of auto insurance in Pennsylvania is $878.18 per year. The national average price is $889.01.
Prices can vary depending on several factors. These include your driving record, claims history, your car make and model, and more.
|Total Cost Per Year||$878.18|
|Price Per Month||$73.18|
The graph below shows the change in average Pennsylvania insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Pennsylvania car insurance rates increased from $812 in 2011 to $878 in 2015, a jump of $65, or 8.05 percent.
QuoteWizard connects consumers to insurance providers and helps them compare insurance quotes from top companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Allentown, Pennsylvania and save up to 40% on your premium.
Last year, 1,959 people used QuoteWizard to compare car insurance quotes in Allentown, PA from multiple companies.
This is our list of the most common car insurance companies reported by QuoteWizard users in Allentown last year. Out of those 1,959 people, only 68 were uninsured.
This is our list of the most common car makes and models owned by Allentown drivers who requested quotes through QuoteWizard last year.
Driving conditions like weather and traffic congestion can influence your insurance rates.
Allentown’s climate is “humid continental.” That means summers are hot and humid and there is no real dry season. The city enjoys around 201 days a year with full or partial sunshine. Its winters can be cold. Allentown experiences about 25 inches of snowfall annually.
Most of Allentown’s roads are poorly maintained. TRIP reports that 62 percent of the major roads here are in poor or mediocre condition. These pothole-filled streets costs drivers $535 a year in extra vehicle operating costs. Rough roads can damage cars and play a role in traffic accidents.
In 2015, Allentown filled around 2,000 potholes by mid-March. If you would like to report a pothole problem, call Public Works at 610-250-6680.
According to Inrix 2015 Scorecard, Allentown suffers from bad traffic congestion as well. Commuters spend an extra 30 hours annually stuck in traffic and waste an extra 15 gallons of gas. On top of the extra vehicle operating costs for poorly maintained roads, Allentown commuters spend an extra $694 in congestion costs.
Moving violations like speeding tickets and accidents will give you a bad driving record, which can have a big impact on your insurance rates.
Lehigh County Court website allows you to pay traffic summonses and parking tickets. It also informs drivers how to dispute tickets and provides helpful court information.
The Lehigh County District Court filed 55,594 traffic cases in 2013.
Allentown PD reported 431 arrests in 2014 for driving under the influence (DUI) or Driving While Intoxicated (DWI). This is a 24 percent increase from the 348 drivers arrested in 2013.
A DUI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Allentown DUI insurance.
The state of Pennsylvania doesn’t prohibit the use of cell phones by drivers on its roadways. Still, a 2012 law made it illegal to send and receive emails or text messages while operating a motor vehicle. In 2015, Lehigh County issued 73 citations for distracted driving—a 15 percent increase from 2014’s 62 citations.
Lehigh County reported 4,501 car accidents in 2014. Of these, 35 were fatal and nine involved pedestrians.
Allentown officials reported 247 vehicle thefts in 2016. That's a rate of 2.05 thefts per 1,000 residents. That’s slightly below the US average, which is 2.20 car thefts per 1,000 people.
Allentown, Pennsylvania, has a minimum liability coverage requirement known as the 15/30/5 rule. This means each policy must include at least:
Are you looking for cheap car insurance? Discounts are one of the best ways to lower your rates. These are some of the many auto insurance discounts available to drivers in Allentown, PA.
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