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Renters Insurance Basics

Renters Insurance Basics

If you rent an apartment or home and don't have renters insurance, you're vulnerable to myriad potential disasters that a pittance of a premium could—and should—be covering.

With premiums only about $10 a month for coverage of $30,000 worth of belongings and liability, the amount of heartache a policy could potentially prevent makes the cost well worth it.

If you rent and don't have renters insurance, your landlord's policy covers the four walls around you, but not a thing in-between. If some of your possessions were damaged in a disaster like a flood or fire, you're out of luck without renters insurance.

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